Referral codes and sign-up bonuses
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About this page
This page is for
- Foreigners living in Japan who want to save money through “ポイ活” (point activities)
- Newcomers unsure how to get a credit card or bank account
- Students, workers, and permanent residents wanting to understand Japan’s financial tools
- Anyone looking for reliable referral links and sign-up bonuses
All you need is a residence card and a Japanese bank account to get started.
How to use this page
- Check the latest campaigns
Use the banner below for the newest limited-time offers, flight sales, and high cashback deals.
- Browse categories
Scroll down to the category you need (Point Sites, Credit Cards, Banks, etc.).
- Get rewards
Tap a button to open the official page, or copy the referral code into the app.
- Start saving
Complete registration or open an account to receive official sign-up bonuses.
Pro tip
We strongly recommend registering for point sites (like Moppy) first, then applying for credit cards or opening securities accounts through them to earn double rewards.
Frequently Asked Questions
QCan foreigners use these services in Japan?
Yes! As long as you have a residence card and a Japanese bank account, you can register for most services on this page including point sites, credit cards, and banks. Most services are foreigner-friendly and support online applications.
QWhat are the benefits of using these referral links?
By registering through referral links on this page, you can get extra sign-up bonuses! For example: Moppy 2,000 points, TikTok Lite ¥1,400, Rakuten Card 6,000 yen. These are all official campaigns.
QWhat are point sites and how do they work?
Point sites (ポイントサイト) let you earn points by completing tasks like online shopping cashback, surveys, and service registrations. Points can be exchanged for cash or gift cards. Moppy and Hapitas are Japan’s largest point sites where you can easily earn thousands of yen monthly.
QWhich credit cards are recommended for foreigners in Japan?
We recommend Rakuten Card as your first card – it’s free and gives 6000 points for signing up. For premium benefits, consider Marriott Bonvoy AMEX or SMBC Platinum Card. For daily use, Epos Card or SMBC Card NL are great choices.
QAre these services safe and legitimate?
All services on this page are operated by legitimate Japanese financial institutions and major corporations, including SBI Securities, MUFG Bank, and Rakuten Group. Point sites like Moppy and Hapitas are run by publicly listed companies with millions of users.