Credit Cards

Key Takeaways：Foreigners living in Japan can earn up to 11,000 Rakuten points by signing up for a Rakuten Card through a referral link instead of the standard offer. The points cover sign-up bonuses plus extra rewards for using the card after approval, and the application works fine with a residence card and a Japanese address. It’s one of the easiest no-annual-fee cards to get approved for as a foreign resident. Via a referral link ✕ just 1 use 11,000pts A normal sign-up + use earns 6,000 points, but applying via a referral link earns up to 11,000 points — paid in as little as 3 days after you meet the conditions. ⏰ Ends Mon 6/29, 10:00 ｜ Rakuten Maji-toku Festival ※ You must apply from the button (referral link) below — switching pages midway or applying via a point site disqualifies the 1,000-point referral bonus. No annual fee, ever ｜

📅 Until April 6, 2026 10:00 AM (JST) Rakuten Card Sign-Up GuideGet Extra Points via Referral Link! Up to 11,000 Points Annual Fee Free Forever ｜ 1% Cashback ｜ Essential Card for Living in Japan 📌 Key Takeaways This is a limited-time bonus period! New sign-up + 1 purchase = 10,000 points (normally only 5,000) Apply through a referral link for an extra 1,000 points — up to 11,000 points total Rakuten Card has zero annual fee, 1% base cashback, and up to SPU +6x at Rakuten Ichiba Sign up for Rakuten Mobile at the same time for an additional 20,000 points — Card + Mobile = up to 31,000 points total Lottery chance for a ¥30,000 Rakuten Travel hotel coupon (requires ¥200,000+ spending) Campaign Overview Rakuten Card is one of the most popular credit cards in Japan — no annual fee, 1% cashback on all purchases, and even higher