Credit Cards

Key Takeaways: Foreigners can register FamiPay with a phone number, but credit-card top-ups only work with JCB-brand cards, so most Visa and Mastercard holders charge with cash at the register. Since August 2025, JCB cards other than the Famima Card are capped at ¥20,000 per month for charging, while linking dPoint, Rakuten Point or V-Point brings the base rate to 1.5%. FamiPay is one of the most cost-effective convenience store payment methods in Japan. By strategically combining charging methods, coupons, and point systems, you can achieve over 13% cashback. This guide covers everything you need to maximize FamiPay’s value: charging techniques, POSA card purchase strategies, free coupon acquisition, and comparisons with other payment methods. Quick answer for foreigners Yes — foreigners can use FamiPay (FamilyMart’s QR payment app). Sign up in the app with a phone number. The big catch for foreigners is charging: credit-card top-ups only work with JCB-brand