Credit Cards31 posts · Page 2 of 2

Card Campaigns20High Cashback Cards14Card Reviews6Cashback Routes5
mitsubishi ufj card
High Cashback Cards, Card Campaigns, Credit Cards, Hot Tips, Money-Saving Tips

【Mitsubishi UFJ Card】Complete Guide｜7% at Partner Stores・Up to 20% Back・Raku-Pay Trick・MUFG Ecosystem【Latest】

Always on

The Mitsubishi UFJ Card is free forever and pays 7% at 37 partner store brands, including supermarkets like OK Store and Tokyu Store. Stacking the Point Up Program pushes that to 10–14% realistically, and registering Raku-Pay adds 2% at no cost. Special Points cap at ¥50,000 of partner store spending per month. Mitsubishi UFJ Card Complete GuideFree Forever × Up to 20% Back at Partner Stores Specs, cashback tips, Raku-Pay trick, SMBC comparison & MUFG ecosystem — all in one place 📌 Updated: March 2026 The Mitsubishi UFJ Card (三菱UFJカード) is a bank-issued credit card from Mitsubishi UFJ NICOS, part of Japan’s largest financial group MUFG. After massive upgrades in 2024–2025, it now stands alongside the SMBC Card (NL) as one of Japan’s two premier free-forever, high-cashback bank cards. This guide covers everything: basic specs, the points system, partner stores, how to use points wisely, the Raku-Pay zero-cost…

【Mitsubishi UFJ Card】Complete Guide｜7% at Partner Stores・Up to 20% Back・Raku-Pay Trick・MUFG Ecosystem【Latest】 Read more

0
logo rakuten card
Card Campaigns, Credit Cards, Hot Tips

[Latest] Rakuten Card Sign-Up Guide｜Get Up to 11,000 Points via Referral + 31,000 with Rakuten Mobile

EndedApr 6

Rakuten Card’s new member bonus is temporarily raised from the usual 5,000 points to 10,000, and applying through a referral link adds another 1,000. Signing up for Rakuten Mobile at the same time brings the total to 31,000 points. The card itself has no annual fee and 1% cashback on all purchases, with applications open until April 6, 2026. 📅 Until April 6, 2026 10:00 AM (JST) Rakuten Card Sign-Up GuideGet Extra Points via Referral Link! Up to 11,000 Points Annual Fee Free Forever ｜ 1% Cashback ｜ Essential Card for Living in Japan 📌 Key Takeaways This is a limited-time bonus period! New sign-up + 1 purchase = 10,000 points (normally only 5,000) Apply through a referral link for an extra 1,000 points — up to 11,000 points total Rakuten Card has zero annual fee, 1% base cashback, and up to SPU +6x at Rakuten Ichiba Sign

[Latest] Rakuten Card Sign-Up Guide｜Get Up to 11,000 Points via Referral + 31,000 with Rakuten Mobile Read more

0
one bank logo
Credit Cards, Cash Out, Cashback Routes, High Cashback Cards, Lifestyle, Money-Saving Tips, Points & Miles

【ONE BANK】 (formerly B/43) Complete Guide – Latest｜ AI Budgeting App + Visa Prepaid Card in Japan

Always on

ONE BANK pairs an AI budgeting app with a Visa prepaid card that actually covers utilities, mobile bills, and subscriptions — unlike Kyash or IDARE. The free plan links one bank account and scans 20 receipts a month; Plus costs ¥480 monthly for unlimited linking and 13 Pockets. New sign-ups with a referral code get ¥300 after topping up ¥1,000. Formerly B/43 → Rebranded March 2025 ONE BANK Complete Guide AI Budgeting × Visa Prepaid Card × Utility PaymentsThe all-in-one financial tool for household budget management in Japan What is ONE BANK? ONE BANK (formerly B/43) is an AI budgeting app combined with a Visa prepaid card, operated by SmartBank, Inc. Simply load your monthly budget onto the prepaid card and spend — all transactions are reflected in the app in real-time, automatically creating your expense tracker with zero manual entry. Rebranded from B/43 to ONE BANK in

【ONE BANK】 (formerly B/43) Complete Guide – Latest｜ AI Budgeting App + Visa Prepaid Card in Japan Read more

0
jre point 5
High Cashback Cards, Credit Cards, Lifestyle, Money-Saving Tips

【JRE CARD】Complete Guide | 3.5% Cashback at Station Buildings + Suica Commuter Pass

JRE CARD earns 3.5% at atre, ecute, LUMINE and other JR East station buildings, plus 5% on Mobile Suica commuter passes and eki-net Shinkansen eTickets. The ¥524 annual fee is free the first year, and switching to web statements returns 600 JRE POINT a year — spending about ¥1,300 a month at partner stores covers it. 🚃 JR East View Card JRE CARD Complete Guide 3.5% Rewards at Station Buildings × Suica × Commuter PassThe best credit card for JR East commuters in Japan 📖 This guide is for you if… You regularly shop at atre, ecute, LUMINE and other JR station buildings You commute with Suica and want a combined credit card + commuter pass You want to maximize JRE POINT earnings and redemptions You’re comparing View Card options and unsure which to choose You want to unlock JRE BANK perks like 40% off Shinkansen tickets 📑

【JRE CARD】Complete Guide | 3.5% Cashback at Station Buildings + Suica Commuter Pass Read more

0
logo wise
High Cashback Cards, Card Reviews, Credit Cards, Lifestyle, Money-Saving Tips

【Wise】Complete Guide for Japan — International Transfers, Multi-Currency & Debit Card

Wise moves money to 160+ countries at the real mid-market rate, with 74% of transfers arriving in under 20 seconds and average fees around 0.65%. Its multi-currency account holds 40+ currencies and provides local bank details in 10 of them, though Japan residents face a ¥1 million total balance cap. The debit card costs ¥1,200 once, with no annual fee. Wise Complete Guide for Japan The Ultimate Money-Saving Solution for International Transfers, Multi-Currency & Travel 🌍 160+ Countries💱 40+ Currencies⚡ 74% Instant📱 Fully Online 📑 Contents What is Wise? Why Wise? Bank Comparison Safety & Licenses Opening an Account in Japan Sending Money Abroad Multi-Currency Account Wise Debit Card Receiving Money Fee Overview Money-Saving Tips Pros & Cons Wise vs Revolut FAQ 🌏 New to Japan? Where to open your first account, what to bring and the 6-month rule: Opening a Bank Account in Japan as a Foreigner.

【Wise】Complete Guide for Japan — International Transfers, Multi-Currency & Debit Card Read more

0
logo revolut
High Cashback Cards, Card Reviews, Credit Cards, Lifestyle, Money-Saving Tips

【Revolut】Complete Guide to Revolut in Japan: Sign Up, Save Money & Travel Smart

Always on

Revolut’s free Standard plan covers ¥300,000 of currency exchange a month at near-interbank rates, and its Visa debit card carries a 0% foreign transaction fee. Signing up takes about five minutes with a Japanese mobile number and ID. Topping up with a Mastercard-brand card is free and still counts toward PayPay Step. Complete Guide to Revolut in Japan: Sign Up, Save Money & Travel Smart Revolut is a UK-based digital finance app used by over 70 million people worldwide. Since launching in Japan in 2020, it has become an essential tool for anyone who travels abroad, shops on international websites, or sends money overseas. With a single app, you can exchange currencies, send money internationally, pay with a Visa debit card, and withdraw local currency from ATMs around the world — all at significantly lower costs than traditional banks charge. This guide covers everything you need to know

【Revolut】Complete Guide to Revolut in Japan: Sign Up, Save Money & Travel Smart Read more

0
famipay logo
Money-Saving Tips, Card Campaigns, Card Reviews, Cash Out, Cashback Routes, Credit Cards, Lifestyle, Point Deals, Point Sites, Points & Miles, Points Insights

FamiPay for Foreigners in Japan: How to Register, Charge & Save

Always on

Foreigners can register FamiPay with a phone number, but credit-card top-ups only work with JCB-brand cards, so most Visa and Mastercard holders charge with cash at the register. Since August 2025, JCB cards other than the Famima Card are capped at ¥20,000 per month for charging, while linking dPoint, Rakuten Point or V-Point brings the base rate to 1.5%. FamiPay is one of the most cost-effective convenience store payment methods in Japan. By strategically combining charging methods, coupons, and point systems, you can achieve over 13% cashback. This guide covers everything you need to maximize FamiPay’s value: charging techniques, POSA card purchase strategies, free coupon acquisition, and comparisons with other payment methods. Quick answer for foreigners Yes — foreigners can use FamiPay (FamilyMart’s QR payment app). Sign up in the app with a phone number. The big catch for foreigners is charging: credit-card top-ups only work with JCB-brand

FamiPay for Foreigners in Japan: How to Register, Charge & Save Read more

0
logo idare 2
Cash Out, Card Reviews, Cashback Routes, Credit Cards, High Cashback Cards, Lifestyle, Money-Saving Tips, Point Deals, Points & Miles, Points Insights

【IDARE】: 1.0-2.2% Annual Return Prepaid Card Strategy & Tips

Always on

IDARE pays a variable annual return set by your IDARE Rank, which launched on July 1, 2026 (Platinum 2.2% / Gold 2.0% / Silver 1.5% / Bronze 1.0%, decided by the previous month’s average balance; IDARE advertises it as up to 2.2% equivalent, with the bonus rates applied from August 1, 2026). From the payout on October 1, 2026 the old cap — 20% of the previous month’s deposits — is gone, so you receive the full amount based on your average balance and rank even if you never top up. Foreign transaction fees are 0% only at the top Platinum rank since July 15, 2026 (Gold 1.0% / Silver 2.0% / Bronze 3.0%), and ATM withdrawals abroad aren’t supported. Since June 2, 2026, top-ups no longer count toward PayPay Step. Up to a 2.2% annual return on your balance, and 0% foreign transaction fees at the top

【IDARE】: 1.0-2.2% Annual Return Prepaid Card Strategy & Tips Read more

0
logo smbc card 1
Card Campaigns, Credit Cards, High Cashback Cards, Hot Tips, Point Deals, Points & Miles, Points Insights, tools

SMBC Card NL for Foreigners in Japan: Can You Get It?

Always on

Foreigners in Japan can get the SMBC Card NL — nationality is not the barrier. You need a residence card with comfortably more than six months left, a matching Japanese address, a domestic bank account, and a carrier phone number (050 and VoIP numbers are rejected). The annual fee is permanently free, with up to 20% rewards at partner stores. 🎯 Earn up to ¥15,000 via Point Sites + Official Bonus 💳 SMBC Card NL Complete Guide Free Annual Fee Forever ・ Up to 20% Cashback at Convenience Stores ・ Instant Issuance in 10 Seconds 🎯 This Guide Is Perfect For Those who want a permanently free high-value credit card People who frequently shop at convenience stores, McDonald’s, Starbucks, etc. Smart consumers who want to earn extra rewards through point sites Those using or planning to use SBI Securities for investing Foreigners/students applying for their first credit card

SMBC Card NL for Foreigners in Japan: Can You Get It? Read more

0
logo marriot bonvoy premium
Card Campaigns, Credit Cards, Hot Tips, Lifestyle, Stay for Less

Marriott Bonvoy AMEX Referral｜Up to 111,000 Points (Increased Offer)

Always on

Applying through a referral link and spending ¥1.5 million within six months earns up to 111,000 Marriott Bonvoy points — roughly one night at the Tokyo Ritz-Carlton, and more than the ¥82,500 annual fee. Smaller budgets still work: ¥300,000 in three months returns 19,000 points. Applying directly on the official site puts that same bonus at 45,000 instead of 56,000, for a 100,000-point total. Latest Campaign Alert Marriott Bonvoy AMEX Premium Get up to 111,000 Points Easily earn back the annual fee! Worth ~1 night at Ritz-Carlton ⏰ Campaign period: applications by October 5, 2026 Campaign Highlights Great opportunity – Up to 111,000 points, easily covers the annual fee High value – Worth ~1 night at Ritz-Carlton or ~3 nights at regular Marriott Referral only – Must apply through referral link to qualify We Can Send You a Referral Link The boosted bonus applies only to applications made

Marriott Bonvoy AMEX Referral｜Up to 111,000 Points (Increased Offer) Read more

0
rakuten card ribo 2
Money-Saving Tips, Card Campaigns, Card Reviews, Credit Cards, Point Deals, Points & Miles

Rakuten Card Ribo Points Trick: A Foreigner’s Safe Guide

Always on

Register ato-ribo on ¥40,000 in Rakuten Card charges for 2,000 points, or ¥70,000 for 4,000, then repay in full through e-NAVI the same day so interest stays near zero. Leave the balance revolving and it accrues about 17.64% APR on a standard Rakuten Card, erasing the reward. The portal and deadlines are Japanese-only. 💳 Rakuten Card “Ato-Ribo” Campaign Guide Earn 2,000-4,000 Rakuten Points with Almost Zero Interest! Rakuten Card runs a monthly “Ato-Ribo” (後からリボ払い) campaign where you can earn 2,000-4,000 Rakuten points simply by converting purchases to revolving payments. With the method explained in this guide, you can earn these points while paying almost zero interest! 📅 Current Campaign (January 2026) Campaign Period: January 9 (Fri) – January 22 (Thu), 2026 Requirement Reward Effective Rate Ato-Ribo ¥40,000+ 2,000 points 5.0% Ato-Ribo ¥70,000+ 4,000 points 5.71% ⚠️ You must set “Ribo Payment Course” to ¥10,000 or less Quick answer

Rakuten Card Ribo Points Trick: A Foreigner’s Safe Guide Read more

0
cic logo
Japan Survival Guide, Card Reviews, Credit Cards, Lifestyle

What is CIC Credit Report? Online Check ¥500 [E1235 Error Solution]

CIC discloses your Japanese credit records online for ¥500, delivered as a PDF, with service running 8:00–21:45 and re-disclosure free within 96 hours. A mail request costs ¥1,500 and arrives in about 10 days. If error [E1235] blocks online identity verification, one call to 0570-666-414 makes that mail disclosure free. 🌏 New to Japan? What issuers check, which card to get first and how to fill in the form: Credit Cards in Japan for Foreigners. What is CIC (Credit Information Center)? CIC (Credit Information Center Corporation) is a designated credit information agency in Japan that manages personal credit information. It records and manages credit card and loan application histories, payment statuses, outstanding balances, and other credit information, which financial institutions reference when conducting screenings. When living in Japan, financial institutions check your credit information whenever you apply for credit cards or housing loans. The information registered with CIC

What is CIC Credit Report? Online Check ¥500 [E1235 Error Solution] Read more

0
Scroll to Top
🇯🇵 日本語 🇺🇸 English 🇨🇳 中文 (中国)
加入群组