Via a referral link ✕ just 1 use
A normal sign-up + use earns 6,000 points, but applying via a referral link earns up to 11,000 points — paid in as little as 3 days after you meet the conditions.
※ You must apply from the button (referral link) below — switching pages midway or applying via a point site disqualifies the 1,000-point referral bonus.
No annual fee, ever ｜ Choose Visa / Mastercard / JCB / AMEX
What is this campaign?
This is Rakuten Card’s sign-up campaign, the “Rakuten Maji-toku Festival.” A normal new sign-up + use earns 6,000 points, but if you are a “referred” applicant — i.e. you apply from someone’s referral link (the button on this page) — an extra referral bonus is added, for up to 11,000 points from just a new sign-up + one use. Anyone aged 18+ living in Japan can apply.
How the 11,000 points break down: referral bonus 1,000 + sign-up bonus 2,000 + usage bonus 8,000. The referral bonus arrives fastest — in as little as 3 days.
3 steps to all 11,000 points
Why the Rakuten Card?
The Rakuten Card is Japan’s national credit card, with over 31 million issued (about 1 in 4 people in Japan holds one) and a long run at No.1 in customer-satisfaction surveys. For foreign residents it is close to the ideal “first Japanese credit card” — and it sits at the heart of the Rakuten ecosystem: pair it with the Rakuten Shopping Marathon, NISA via Rakuten Securities, and furusato nozei to multiply your points.
Hold it at zero cost — no hidden yearly charge.
1 point per ¥100 — double the usual 0.5% card.
Stacks your multiplier on Rakuten Ichiba; even higher with Rakuten Bank / Mobile.
Credit card + Rakuten point card + Rakuten Edy e-money in one.
Overseas travel accident insurance (up to ¥20 million for death/disability; conditions apply).
Card number printed on the back, plus Rakuten’s fraud-protection programs.
Rakuten Card — key facts
| Annual fee | Free, forever |
|---|---|
| Reward rate | 1% (1 pt per ¥100 / 0.2% on some utilities & taxes) |
| Credit limit | Up to ¥1 million |
| Card brand | Visa / Mastercard / JCB / American Express (pick one) |
| Built-in | Rakuten point card / Rakuten Edy (optional; Edy adds a ¥330 issue fee) |
| Services | ETC card / family card / card theft insurance / overseas travel insurance |
| Eligibility | 18+, resident in Japan (overseas residents cannot apply; screening applies) |
Before you apply
- You must apply from the referral link, or you forfeit the 1,000-point referral bonus (switching pages midway, or going through someone else’s link, won’t count).
- New cardholders only: anyone who has held a Rakuten Card before (including past members, switches and add-on applications) is excluded.
- Direct-debit setup is required — no points are paid if you miss the deadline.
- You must apply within 10 days of opening the referral link and logging in to your Rakuten account.
- Applying via a point site does not count as a referral.
- The referral bonus and some bonuses are limited-time points with a short expiry — use them promptly.
- Campaign period 2026/6/19 10:00–6/29 10:00, run by Rakuten Card Co., Ltd. Confirm conditions on the official page.