Chobirich Referral Code: The New 1pt = ¥1 Rate and Monitors

Key Takeaways: On 22 June 2026 Chobirich unified its rate from 2pt = ¥1 to 1pt = ¥1, so a 10,000pt offer now means ¥10,000. Registering through a referral adds up to 2,150pt, and one large offer — SBI Securities pays 17,000pt for opening an account with no deposit — clears the 5,000pt condition on its own. Its Monitor mystery shopping has no equivalent on Moppy, Hapitas or Powl.
Referral sign-up bonus
2,150points (¥2,150 · maximum)

Chobirich is the one you pick for mystery shopping and a 15% rank bonus

Founded August 2004, over 5 million members. On 22 June 2026 the rate changed from 2pt = ¥1 to 1pt = ¥1.
Its mystery-shopping offers — eat or buy, file a survey, get half back — are something Moppy, Hapitas and Powl simply don’t have.

What this guide covers

  • 🔴 The rate changed on 22 June 2026 — most guides online still say 2pt = ¥1. How to read it correctly, confirmed against the company’s own press release
  • Chobirich Monitor — mystery shopping at restaurants and shops with 50% back. None of the other three offer this
  • Ranks pay up to 15% extra, and once you hit Platinum you keep Gold or above permanently, subject to one condition
  • SBI Securities pays ¥17,000 for opening the account alone — no deposit, compared across all four sites with their conditions
  • What the disqualifier “accessing via a link on a personal blog or social media” actually means for you

On 22 June 2026 the rate became 1pt = ¥1

This is the first thing to know about Chobirich. According to the operator’s press release, when maintenance finished at around 12:00 on 22 June 2026, the point rate was unified from the previous “2 points = ¥1” to “1 point = ¥1”.

Most guides online still say 2pt = ¥1. The change is recent, and reading with the old rate makes you halve every figure you see. When an offer says “10,000pt” today, that is ¥10,000.
Press release from Chobirich Inc. stating that on 22 June 2026 the point rate changed from 2 points = 1 yen to 1 point = 1 yen
The operator’s press release, stating the change from “2 points = ¥1” to “1 point = ¥1” and that the yen value is unchanged.
One point people get wrong. The press release explicitly says the change was made to unify how the rate is displayed, and that the yen value of Chobirich points has not changed. So you are not getting half as much. The displayed numbers halved while each point became worth twice as much — it nets out, and the maths simply got easier.

You can confirm it on the redemption page too: the Amazon gift card rate is “500 Chobi points → ¥500”, in units of 500pt, credited in real time, with no redemption fee (as of 12 August 2026).

What Chobirich is — operator and scale

OperatorChobirich Inc. (株式会社ちょびリッチ), Suginami, Tokyo
FoundedAugust 2004 (over 20 years in operation)
MembersOver 5 million
Point value1pt = ¥1 (changed from 2pt = ¥1 on 22 June 2026)
ListingsOver 3,000 shops and services
What’s uniqueChobirich Monitor (mystery shopping) / ranks up to 15% / a purchase guarantee scheme

If the underlying model — advertisers pay a commission and part of it comes back to you — is new, start with our introduction to Japanese point sites and how to spot the risky ones.

Up to 2,150pt via a referral

Registering through a referral adds a sign-up campaign worth up to 2,150pt (¥2,150), made up of two parts.

ConditionPointsDifficulty
Use one offer for the first time150ptAny one shopping, service or app offer. Free offers count
Earn 5,000pt in total2,000ptThis is the real one. A single offer worth over 5,000pt finishes it
One offer covers the 5,000pt. As you’ll see below, opening an SBI Securities account pays 17,000pt, a Mitsubishi UFJ card pays 12,000pt and a Sumitomo Mitsui Card (NL) pays 11,500pt. You never need to grind purchases to get there.

Step by step, from sign-up to the bonus

  1. Register through the referral linkUsing the button below counts as a referral. A code cannot be added after registration.
  2. Complete registrationRegister your email address as well.
  3. Do one first offer (150pt)Any shopping, service or app offer qualifies. Starting with something free to complete is the safe route.
  4. Earn 5,000pt or more (2,000pt)One large offer is the fast way. Read the qualifying and disqualifying conditions first.
  5. Redeem your pointsAmazon gift cards start at 500pt, credited in real time with no fee.

Chobirich Monitor — the thing nobody else has

This is the main reason to pick Chobirich. It runs mystery-shopping offers: eat at a restaurant or buy a product in a real shop, submit a survey, and get points back. Moppy, Hapitas and Powl have nothing equivalent.

TypeWhat it involves
Chobirich Monitor (in-store purchase)Buy a specified product in a real shop, submit the receipt and a survey
Real / mail-order monitorRestaurant visit surveys, or purchase surveys for online shops
Chobirich × TentameIn-store purchase monitoring through the partner service Tentame

Among the restaurant offers listed at the time of writing, terms like up to 6,000–8,000 Chobi points in compensation at a 50% rate were common (as of 12 August 2026). At 1pt = ¥1, that is roughly ¥4,000 back on ¥8,000 of dining.

Mystery shopping is compensation for doing survey work, not a discount scheme. Visit times, photo submissions and minimum survey lengths are usually specified in detail, and missing any of them means no payment. Read the survey conditions to the end before applying.

The rank system — up to 15% extra

Chobirich assigns a membership rank automatically based on your activity over the previous six months (offers used or points earned). Higher ranks add a bonus on your total points for the month.

Chobirich rank benefits table showing Platinum at 15% for shopping, app downloads and surveys, Gold at 10% and Silver at 5%
The official rank benefits table (as of 12 August 2026). Platinum earns 15% extra across shopping, app downloads and surveys.
RankShoppingApp downloadsSurveys
Platinum15%15%15%
Gold10%10%10%
Silver5%5%5%
Bronze5%
Regular
This is the strong part: reach Platinum once and, provided you have been a member for over a year, you keep Gold or above permanently. Unlike rank systems that demote you the moment you slow down, a concentrated start buys you a lasting 10% bonus.
Three details that matter in practice: the bonus is paid on the 15th of the month following the monthly close (not immediately); only offers marked as rank-bonus eligible count; and Platinum members also get a 1% rank bonus on redemptions.

Compared with Moppy, Hapitas and Powl

We cover Moppy, Hapitas and Powl in the same depth. All four, checked on the same day:

For SBI Securities, the conditions change the answer

SiteValue in yenCondition
Moppy¥24,000Account opening plus a ¥50,000 deposit
Hapitas¥22,000Account opening plus a ¥50,000 deposit
Powl¥18,500Account opening only
Chobirich¥17,000Account opening only (the page states you don’t even need to install the app)

Moppy wins on the headline figure, but the answer flips depending on whether you can free up ¥50,000. If you’re happy to open an account but not to move that money, the offers you can actually complete are Powl’s and Chobirich’s.

Credit cards flip offer by offer

CardChobirichMoppyHapitasPowl
Sumitomo Mitsui Card (NL)¥11,500¥10,000¥13,000¥10,000
Mitsubishi UFJ Card¥12,000¥12,000¥12,000

Character

DimensionMoppyHapitasPowlChobirich
Point value1P = ¥11pt = ¥110pt = ¥11pt = ¥1
Members14 million+6.3 million+7 million+5 million+
Sign-up bonusUp to 2,000PUp to 2,300pt (2,000pt without iOS)Up to 3,300pt (¥330)Up to 2,150pt
If cashback doesn’t trackHandled through supportPurchase GuaranteeApp Guarantee (Silver and above only)Purchase guarantee scheme
Rewards for sticking with itMonthly ranksRanks to 15%, and permanent Gold+ after reaching Platinum
Unique formatSurveys and gamesPurchase protectionSteps and movementMystery shopping
How to split them: highest rate and able to deposit — Moppy; worried about cashback not tracking — Hapitas; avoiding heavy conditions — Powl; want to try mystery shopping, or plan to stick around — Chobirich. All four are free to join, so comparing conditions and amounts offer by offer costs nothing.
One site takes the opposite approach to ranks. Point Income sets ranks by lifetime points, so unlike Chobirich’s rolling six-month assessment they never drop at all. If you go months without using a point site, that suits you better. Its guarantees also run to three schemes with no rank requirement.

Getting your points out

With 1pt = ¥1 the maths at redemption is now straightforward. Destinations cover cash, e-money, gift cards, points and miles.

CategoryMain destinations
CashSBI Sumishin Net Bank / Rakuten Bank / PayPay Bank / Japan Post Bank / other banks / PayPal / nationwide banks via Digital Gift
E-money and gift cardsAmazon gift card / Apple Gift Card / Google Play / PayPay Money Lite / Rakuten Point Gift / au PAY / Ponta code / WAON POINT e-gift / nanaco gift / Edy Gift ID / WebMoney / Bitcoin and more
Points and milesd POINT / V POINT / JAL Mileage Bank / PeX / Dot Money / DMM points / Bellemaison and more
If in doubt, take the Amazon gift card. Measured at 500pt → ¥500, in units of 500pt, credited in real time, no fee. Small amounts, at par, arriving immediately.
Cash by bank transfer carries a redemption fee — stated on the official redemption page. If you want to avoid fees, start with a fee-free destination. The exact minimums and fees per destination are only visible after logging in, so check them yourself right before redeeming.
Being able to send points to Dot Money and PeX matters more than it looks — routing through them opens up a much wider set of other loyalty programmes and airline miles. For Welcia Day take WAON POINT; for travel, JAL Mileage Bank is available directly.
If you want a deeper free-earning section, look at Gendama. Gendama carries the most free games and clicks of the six sites and lets you cash out from 3,000pt (¥300), against Chobirich’s 500pt (¥500). It is also the only one paying 1% annual interest on points held. The flip side: no sign-up bonus for the reader could be confirmed, in contrast to Chobirich’s up-to-¥2,150.

How to earn efficiently

1. Push for a high rank in your first six months

Ranks are assessed on the previous six months, and reaching Platinum once, after a year of membership, locks in Gold or above permanently. Concentrating your activity early pays off for as long as you keep the account.

2. Check for the rank-bonus marking

Only offers carrying that marking count towards the bonus. Two similar shopping offers can differ here, so check before you choose.

3. The bonus lands on the 15th of the following month

Monthly close, then payment on the 15th. It does not arrive immediately — that isn’t a fault.

4. Read monitor conditions in full before applying

Visit windows, photos and survey lengths are all specified. Miss one and you are not paid.

5. Compare big one-off offers against direct referrals

Cards, mobile contracts and brokerage accounts pay a lot per application, and going direct sometimes beats any point site:

⚠️ A card’s official welcome offer and its point-site offer are often mutually exclusive. Where the same card appears in both, only one may count — compare both before applying and take the higher one.
One more site assesses ranks the same way. Point Town also uses a rolling six-month assessment and pays up to 15% on top — and, like Chobirich’s, its ranks fall. The difference is the exit: one-for-one Rakuten point conversion, fee-free Rakuten Bank payouts from ¥100, and direct ANA and JAL conversion. Its sign-up bonus of ¥2,000 sits close to Chobirich’s ¥2,150.

Stacking it with everyday shopping

Buying through Chobirich earns on top of whatever the retailer gives you natively. We measured 1% at Rakuten Ichiba, Yahoo! Shopping and au PAY Market, 1.6% at Jalan and 1% at Rakuten Travel.

And click-through cashback stacks with the store’s own sales and points campaigns. The strongest move is “buy through Chobirich, on a sale day”. We track the sales daily.

To follow several retailers in one place, see our guide to Mottoku, a site I run for exactly that.

Take cash

Bank transfers carry a fee — check the amount on the redemption page.

Take an Amazon gift card

From 500pt, real time, no fee. The straightforward default.

Route it into Welcia Day

Convert to WAON POINT and spend at 1.5× on Welcia Day.

If you collect Rakuten points, add Rakuten Rebates as well. Rakuten Rebates is run by Rakuten and pays Rakuten points directly, so there is no exchange step at all. It covers 900+ brand websites that are not on Rakuten Ichiba, such as Uniqlo and the Apple Store. Note, though, that Rakuten Ichiba itself is bonus-exempt and purchases count toward neither SPU nor shop-hopping. It is also weak on high-value card and finance offers, so use it alongside this site rather than instead of it.

Watch-outs — disqualifiers and the referral URL trap

🔴 One disqualifier reads “accessing via a link posted on a personal blog or social media”. I confirmed this on the SBI Securities offer page. It means you must reach the advertiser’s site from Chobirich’s own offer page. Getting to Chobirich through the button in this article is fine — but open the offer itself from inside Chobirich. Following a direct link to the advertiser posted on someone’s blog will get you rejected even if you meet every other condition.
Watch-outDetail
The rate changed recently22 June 2026: 2pt = ¥1 became 1pt = ¥1. Don’t trust figures in older articles
Public Wi-Fi is excludedStated in the offer’s disqualifying conditions
Non-Japanese IPs are excludedSame. Don’t complete offers from abroad
Same IP, multiple devicesSome offers count only the first device
Prior brochure requests disqualify youSeen on brokerage account offers
Rank bonuses aren’t instantPaid on the 15th of the following month
If you refer someone yourselfCheck that your member number is appended to the referral URL — without it, nothing is credited
For reference, when you refer someone: the official page states you receive 50pt once your friend registers and earns at least 1pt within their registration month, and 150pt once they complete their first offer within 30 days of registering, plus a bonus based on the points they earn.

The same offer pays differently on different sites

As the comparison showed, both the amount and the conditions vary by site, and rates move daily — so the only reliable approach is to check across sites right before applying.

To make that less tedious, I built and run Pointnavi, which compares cashback rates across Japanese point sites.

Compare point-site cashback rates on Pointnavi
For a walkthrough, see the complete guide to Pointnavi.
For the record: it is completely fine if Chobirich doesn’t come out on top. The habit of checking before you apply is what pays.

Who it suits, and who it doesn’t

Suits: you want to try mystery shopping

Nobody else offers it, and restaurant jobs run at 50% back.

Suits: you plan to stick with one site

Reach Platinum once and Gold or above becomes permanent.

Suits: you want to avoid deposits

SBI Securities pays ¥17,000 for opening the account alone.

Suits: you want to test a small cash-out

Amazon gift cards from 500pt, real time, no fee.

Doesn’t suit: you only want the highest rate

If you can meet the deposit condition, Moppy paid more.

Doesn’t suit: relying on older guides

The rate changed in June 2026 — always confirm figures on the official pages.

Frequently asked questions

What is a Chobirich point worth?
One point is worth one yen. After maintenance on 22 June 2026 the rate was unified from the previous two points per yen to one point per yen. The operator’s press release states that the change was made to unify the displayed rate and that the yen value of the points did not change, so the displayed figures halved while each point became worth twice as much and the amount you actually receive is unchanged.
How much is the Chobirich referral sign-up bonus?
Up to 2,150 points, about 2,150 yen. It consists of 150 points for using an offer for the first time and 2,000 points for earning 5,000 points in total. A single large offer covers the 5,000 points, so there is no need to accumulate small purchases.
Can I enter a Chobirich referral code after registering?
No. The referral is determined at the moment of registration, so register through the referral link. It cannot be added afterwards.
What is Chobirich Monitor?
It is a mystery-shopping scheme where you eat at a restaurant or buy a product in a real shop, submit a survey, and receive points as compensation. There are three formats: in-store purchase monitoring, real and mail-order monitoring, and in-store monitoring through the partner service Tentame. As of 12 August 2026, restaurant offers commonly listed compensation of up to 6,000 to 8,000 Chobi points at a 50% rate. Visit times, photo submissions and survey lengths are specified in detail, and compensation is not paid if the conditions are not met.
How do Chobirich membership ranks work?
A rank is assigned automatically based on your activity over the previous six months, specifically the number of offers used or points earned. The ranks are Regular, Bronze, Silver, Gold and Platinum. Platinum adds 15% to your monthly total for shopping, app downloads and surveys. In addition, once you have reached Platinum at least once and have been a member for over a year, Gold or above is maintained permanently.
When are Chobirich rank bonus points paid?
On the 15th of the month following the monthly close, not immediately after you earn them. Only offers marked as eligible for the rank bonus are counted.
Which site pays best for SBI Securities: Chobirich, Moppy, Hapitas or Powl?
On the headline figure Moppy pays the most at about 24,000 yen, followed by Hapitas at about 22,000 yen, Powl at about 18,500 yen and Chobirich at about 17,000 yen. The conditions differ, however. Moppy and Hapitas require opening the account and depositing 50,000 yen, while Powl and Chobirich require only that the account opening is completed. If you cannot free up the deposit, the offers you can actually complete are Powl’s and Chobirich’s.
What is the minimum Chobirich redemption?
It depends on the destination. Amazon gift cards are redeemed in units of 500 points, with 500 points giving 500 yen, credited in real time with no fee. Cash by bank transfer carries a redemption fee. The exact minimum and fee for each destination can be checked on the redemption page after logging in.
Why would Chobirich points be rejected?
Each offer states its own disqualifying conditions. The SBI Securities offer page listed accessing via a link posted on a personal blog or social media, completing the conditions over public Wi-Fi, accessing from an IP outside Japan, reaching the goal from another device on the same IP, and having previously requested brochures. Always reach the advertiser’s site from Chobirich’s own offer page.
Is Chobirich safe to use?
It is operated by Chobirich Inc., founded in August 2004, with over 20 years of operation and more than 5 million members. The problems people actually hit are rejections for unmet conditions and cashback that fails to track. The first is avoidable by reading the offer’s disqualifying conditions, and the second is covered by the purchase guarantee scheme.
Did the rate change leave me worse off?
No. The operator’s press release states that the change was made to unify the displayed rate and that the yen value of Chobirich points did not change. The displayed numbers halved, but each point is now worth twice as much, so the amount you receive is the same.
What do I get if I refer someone myself?
According to the official referral page, you receive 50 points once your friend registers and earns at least one point within their registration month, and 150 points once they complete their first offer within 30 days of registering, plus a bonus based on the points they go on to earn. Make sure your member number is appended to the referral URL, as nothing is credited without it.

Sources

Every figure was checked on Chobirich’s and its operator’s official sites on 12 August 2026.
Chobirich Inc. press release: point rate changed to “1 point = ¥1” (22 June 2026) — the basis for the rate change
Chobirich official site (1pt = ¥1, over 5 million members)
Chobirich Amazon gift card redemption page (500pt → ¥500, real time, no fee)
Chobirich membership ranks (assessment window, bonus rates, permanent Gold condition, payment timing)
Chobirich referral programme (referrer’s rewards and caveats)
Chobirich content guide (ways to earn)
Chobirich Monitor (formats and listed compensation)
• Sign-up campaign figures and individual offer rates and conditions were read from the registration page shown through our referral link and from each offer’s detail page.
• Moppy, Hapitas and Powl figures come from those sites’ own pages and from Pointnavi, which I run, pulled the same day.

These numbers move. Offer rates, qualifying conditions, sign-up campaigns and redemption terms can all change without notice. Use the figures here as a guide and confirm the current terms on the official offer page before applying.

Summary

Chobirich is not the site that always pays most. It earns its place for three things that genuinely differ.

Three reasons to use Chobirich

  • Mystery shopping — try restaurants and products at 50% back. Moppy, Hapitas and Powl have nothing like it
  • Ranks worth up to 15%, and permanent Gold or above once you have reached Platinum — a design that rewards staying put
  • SBI Securities pays ¥17,000 for opening the account alone — a large offer you can complete without moving your own money

Also remember that on 22 June 2026 the rate changed from 2pt = ¥1 to 1pt = ¥1. What you receive is unchanged, but a great many articles online still use the old rate. Whenever you read a figure, check when it was written.

And once more: check what other point sites pay before you apply. Differences of several thousand yen on the same offer are routine, and as the comparison showed, the conditions themselves can differ too. Use Pointnavi, which I run, or read our Moppy, Hapitas and Powl guides. That small habit is the most reliably profitable one there is.

Registering through the button below counts as a referral.

About this article: it contains referral programme links. Registering through them gives you the sign-up bonus and earns this site referral points. The bonus you receive is never reduced by going through our referral. All details were confirmed on the official sites on 12 August 2026. Terms can change, so please check the official site for current conditions before applying.

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