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【IDARE】: 1.0-2.2% Annual Return Prepaid Card Strategy & Tips

Always on 2026-09-12

IDARE pays a variable annual return set by your IDARE Rank, which launched on July 1, 2026 (Platinum 2.2% / Gold 2.0% / Silver 1.5% / Bronze 1.0%, decided by the previous month’s average balance; IDARE advertises it as up to 2.2% equivalent, with the bonus rates applied from August 1, 2026). From the payout on October 1, 2026 the old cap — 20% of the previous month’s deposits — is gone, so you receive the full amount based on your average balance and rank even if you never top up. Foreign transaction fees are 0% only at the top Platinum rank since July 15, 2026 (Gold 1.0% / Silver 2.0% / Bronze 3.0%), and ATM withdrawals abroad aren’t supported. Since June 2, 2026, top-ups no longer count toward PayPay Step. Up to a 2.2% annual return on your balance, and 0% foreign transaction fees at the top

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Money-Saving Tips, Hot Tips, Japan Survival Guide, Lifestyle, Point Deals, Point Reviews, Point Sites, Points & Miles

ETC Mileage Service Guide｜Registration, Points & Discounts in Japan

2026-07-30

Registration is free, and NEXCO tolls earn one point per ¥10, with 5,000 points converting to ¥5,000 — the best rate at 10%. Once registered, weekday trips between 6:00–9:00 AM or 5:00–8:00 PM return 30% at five to nine monthly uses, and 50% at ten or more. From FY2026, late-night discounts will require registration. The ETC Mileage Service is Japan’s free highway points system that gives you up to 10%+ cashback on toll fees! Combined with the “Weekday Morning/Evening Discount,” you can get up to 50% back! If you have an ETC card and haven’t registered, you’re losing money. ETC Mileage Service Official Site (Japanese) 📌 What is the ETC Mileage Service? The ETC Mileage Service is a free point cashback system jointly operated by NEXCO East, Central, and West Japan, along with the Honshu-Shikoku Bridge Expressway Company. Item Details Registration & Annual Fee Completely FREE Point Reward

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d point × Amazon: Earn Up to 2% Cashback on Every Purchase Read more

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d point × Amazon: Earn Up to 2% Cashback on Every Purchase

Always on 2026-08-11

Linking a free d account to Amazon Japan earns 1% back on orders of ¥5,000 or more, capped at 100pt per order. Five-star members, who need 5,000 points over the past three months, earn 2% instead. No docomo phone contract is required, and the linking itself takes only a few minutes. Shopping on Amazon Japan and still using just one payment method? With a simple setup—linking your d point account—you can earn up to 2% cashback on your Amazon purchases! And the best part? No docomo phone contract required—anyone can use it for free. 💰 Amazon × d point Maximum Cashback 2% 5-Star Member + Orders ¥5,000+ = Up to 2% Cashback 📌 What is d point? Why Should You Use It? d point is a universal loyalty point system operated by NTT docomo in Japan. Although it’s run by docomo, you don’t need a docomo phone contract—anyone

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SMBC Card NL for Foreigners in Japan: Can You Get It?

Always on 2026-09-30

Foreigners in Japan can get the SMBC Card NL — nationality is not the barrier. You need a residence card with comfortably more than six months left, a matching Japanese address, a domestic bank account, and a carrier phone number (050 and VoIP numbers are rejected). The annual fee is permanently free, with up to 20% rewards at partner stores. 🎯 Earn up to ¥15,000 via Point Sites + Official Bonus 💳 SMBC Card NL Complete Guide Free Annual Fee Forever ・ Up to 20% Cashback at Convenience Stores ・ Instant Issuance in 10 Seconds 🎯 This Guide Is Perfect For Those who want a permanently free high-value credit card People who frequently shop at convenience stores, McDonald’s, Starbucks, etc. Smart consumers who want to earn extra rewards through point sites Those using or planning to use SBI Securities for investing Foreigners/students applying for their first credit card

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【From Feb 2】Tokyo App 11,000 Points Guide｜How to Apply & Receive Read more

Point Deals, Hot Tips, Points & Miles

【From Feb 2】Tokyo App 11,000 Points Guide｜How to Apply & Receive

Liveuntil Mar 31 2026-09-29

Tokyo residents aged 15 or older with a valid My Number Card and an NFC-capable phone can claim 11,000 points from the Tokyo Official App, with applications opening February 2, 2026. Verification takes two 4-digit PINs and a card scan, and points arrive within a few days. They exchange 1:1 for au PAY, d Points, Rakuten Pay, or V Points. Tokyo Official App · Living Support Program Free Points from Tokyo! 11,000 pt Applications Open Feb 2, 2026 | Easy 3-Step Process Eligibility Requirements Age 15 or older Resident of Tokyo Valid My Number Card(not expired) NFC-enabled phoneiPhone iOS16+ / Android 11+ 📸 Step-by-Step Guide with Screenshots 🔔 Before You Start: Please have the following ready: My Number Card (valid/not expired) User Authentication PIN (利用者証明用 – 4 digits) Card Information PIN (券面事項入力補助用 – 4 digits) 💡 Both PINs are 4-digit numbers you set when you got your My

Marriott Bonvoy AMEX Referral｜Up to 111,000 Points (Increased Offer) Read more

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Marriott Bonvoy AMEX Referral｜Up to 111,000 Points (Increased Offer)

Always on 2026-08-08

Applying through a referral link and spending ¥1.5 million within six months earns up to 111,000 Marriott Bonvoy points — roughly one night at the Tokyo Ritz-Carlton, and more than the ¥82,500 annual fee. Smaller budgets still work: ¥300,000 in three months returns 19,000 points. Applying directly on the official site puts that same bonus at 45,000 instead of 56,000, for a 100,000-point total. Latest Campaign Alert Marriott Bonvoy AMEX Premium Get up to 111,000 Points Easily earn back the annual fee! Worth ~1 night at Ritz-Carlton ⏰ Campaign period: applications by October 5, 2026 Campaign Highlights Great opportunity – Up to 111,000 points, easily covers the annual fee High value – Worth ~1 night at Ritz-Carlton or ~3 nights at regular Marriott Referral only – Must apply through referral link to qualify We Can Send You a Referral Link The boosted bonus applies only to applications made

AirWallet New User Campaign｜Get Up to ¥8,000【Jan 2026】 Read more

Point Deals, Eat for Less, Hot Tips, Lifestyle, Points & Miles

AirWallet New User Campaign｜Get Up to ¥8,000【Jan 2026】

2026-09-29

New AirWallet users can stack four bonuses for ¥8,000 total: ¥500 for a referral code, ¥2,000 for ID verification plus a ¥15,000 top-up by January 28, 2026, ¥5,000 for a first ¥30,000 MUFG Bank top-up by March 31, and ¥500 from the 50% cashback run. Withdrawals back to your bank are free. AirWallet New User Campaign – Get Up to 8,000 Yen 💰 AirWallet New User Campaign Get Up to ¥8,000 in Rewards! AirWallet is a mobile payment app by Recruit Group. New users can now stack multiple campaigns and earn up to ¥8,000 in rewards! This guide explains how to claim each bonus and important things to note. 💡 What is AirWallet? AirWallet is a mobile payment app by Recruit Group that allows COIN+ payments at over 500,000 stores across Japan. ✨ Key Benefits Free Withdrawals — Withdraw your balance to your bank account anytime with zero

PayPay Referral Code: 300 Points, Steps & Eligibility Read more

Money-Saving Tips, Lifestyle, Point Deals, Points & Miles

PayPay Referral Code: 300 Points, Steps & Eligibility

Always on 2026-10-25

PayPay referrals: 300 points each when you qualify Enter the code first, then complete one eligible payment of ¥1,000 or more. Both must be within 60 days of signup. The PayPay referral code (also called an invitation code) 02-WR01JRF is for eligible new users of PayPay in Japan. Register the code, then complete one eligible payment of at least ¥1,000 including tax, all within 60 days of opening your account. The standard reward is 300 PayPay Points each for you and the person who referred you. Entering a code alone does not earn the reward. Forgot to enter a code when signing up? You may still be eligible within that original 60-day window. This site may also receive a referral reward when you qualify. See the official PayPay referral offer for the conditions. Official information checked: October 25, 2026. No end date has been announced for the standard offer. On

Point Activities Guide

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Rakuten Card Ribo Points Trick: A Foreigner’s Safe Guide

Always on 2026-08-04

Register ato-ribo on ¥40,000 in Rakuten Card charges for 2,000 points, or ¥70,000 for 4,000, then repay in full through e-NAVI the same day so interest stays near zero. Leave the balance revolving and it accrues about 17.64% APR on a standard Rakuten Card, erasing the reward. The portal and deadlines are Japanese-only. 💳 Rakuten Card “Ato-Ribo” Campaign Guide Earn 2,000-4,000 Rakuten Points with Almost Zero Interest! Rakuten Card runs a monthly “Ato-Ribo” (後からリボ払い) campaign where you can earn 2,000-4,000 Rakuten points simply by converting purchases to revolving payments. With the method explained in this guide, you can earn these points while paying almost zero interest! 📅 Current Campaign (January 2026) Campaign Period: January 9 (Fri) – January 22 (Thu), 2026 Requirement Reward Effective Rate Ato-Ribo ¥40,000+ 2,000 points 5.0% Ato-Ribo ¥70,000+ 4,000 points 5.71% ⚠️ You must set “Ribo Payment Course” to ¥10,000 or less Quick answer

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Credit Card Tsumitate for Foreigners in Japan: Can You Do It?

Always on 2026-09-29

Credit Card Tsumitate for Foreigners in Japan: Can You Do It? Read more

【Jan 9-16】Rakuten Shopping Marathon 11x + SPU Up to 47x Points Read more

Rakuten, EC Deals

【Jan 9-16】Rakuten Shopping Marathon 11x + SPU Up to 47x Points

2026-08-03

This event has ended. Prices and point multipliers in this article are as of the event and are not current. The article is kept as a record. For preparing for the next one, see the evergreen Rakuten Marathon guide. Key Takeaways: Rakuten’s Shopping Marathon runs from 20:00 on January 9 to 01:59 on January 16, 2026, with shop-hopping stacking up to 11x points and SPU pushing the total as high as 47x, capped at 8,500 points. Rakuma purchases qualify, and Furusato Nozei donations count toward your store tally. Entry is required before the campaign starts. 🛍️ Rakuten Shopping Marathon is Here! 🎯 Enter Now 📅 January 9 (Thu) 20:00 – January 16 (Thu) 01:59, 2026 ✨ Campaign Highlights 🔥 Shop at multiple stores to earn up to 11x points ⚡ Combine with SPU for up to 47x points 🎁 Rakuma purchases also eligible for point boost 💰 Earn up to

Japan Survival Guide, Card Reviews, Credit Cards, Lifestyle

What is CIC Credit Report? Online Check ¥500 [E1235 Error Solution]

2026-09-30

CIC discloses your Japanese credit records online for ¥500, delivered as a PDF, with service running 8:00–21:45 and re-disclosure free within 96 hours. A mail request costs ¥1,500 and arrives in about 10 days. If error [E1235] blocks online identity verification, one call to 0570-666-414 makes that mail disclosure free. 🌏 New to Japan? What issuers check, which card to get first and how to fill in the form: Credit Cards in Japan for Foreigners. What is CIC (Credit Information Center)? CIC (Credit Information Center Corporation) is a designated credit information agency in Japan that manages personal credit information. It records and manages credit card and loan application histories, payment statuses, outstanding balances, and other credit information, which financial institutions reference when conducting screenings. When living in Japan, financial institutions check your credit information whenever you apply for credit cards or housing loans. The information registered with CIC

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Bybit Ending Japan Service! Bitget Migration Info & 6,200 USDT Read more

Crypto

Bybit Ending Japan Service! Bitget Migration Info & 6,200 USDT

Always on 2026-08-04

Bybit requires Japanese residents to finish Level 2 identity verification (KYC2) by January 22, 2026, or account functions get restricted step by step. Bitget currently accepts Japanese residents with no restrictions, supports 550+ cryptocurrencies, and pays new users up to 6,200 USDT with referral code 6Q4LXUUB. Move assets before the deadline. ⚠️ Important Notice Bybit requires Japanese residents to complete Level 2 Identity Verification (KYC2) by January 22, 2026, or account functions will be gradually restricted. After 2026, Japanese residents may be completely unable to use Bybit services. Why Choose Bitget? With Bybit’s withdrawal from the Japanese market, many traders are looking for their next exchange. Bitget stands out as a reliable overseas exchange that Japanese residents can use with confidence for the following reasons: ✅ Full Multi-Language Support Complete support from UI to customer service in multiple languages. Trade without language barriers. 💰 Generous Welcome Bonus New

Eat for Less, Lifestyle

menu Delivery Referral Code: ¥8,000 in Coupons for New Users in Japan

Always on 2026-09-29

MENU REFERRAL GUIDE menu Delivery Referral Code: ¥8,000 in Coupons for New Users in Japan menu is a Japanese food delivery app backed by KDDI, and signing up through a referral code gets you ¥8,000 in coupons. Here is exactly how they break down, the order to spend them in, and the conditions that catch people out. 8,000yentotal referral coupons 1,500yen+minimum per order 31dayscoupon validity Updated 21 August 2026 🔴 menu shuts down at 20:00 on 30 September 2026 (announced by KDDI). Regular orders are accepted until 20:00 on 30 September, scheduled orders until 20:00 on 23 September. Any coupons you hold expire on 30 September regardless of their printed expiry date. → Full deadline list and what to do before it closes Key points Signing up with a referral code gives you ¥8,000 in coupons — two ¥1,200 coupons plus eight ¥700 coupons, ten in total. Each coupon needs

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【Jan 5 – Jan 21, 2026】Gusto（ガスト）Japan Coupon Codes | New Year Discounts Up to ¥200 Off Read more

Eat for Less

【Jan 5 – Jan 21, 2026】Gusto（ガスト）Japan Coupon Codes | New Year Discounts Up to ¥200 Off

2026-07-30

Gusto’s New Year (otoshidama) coupons run January 5 through January 21, 2026, taking up to ¥200 off. Enter the four-digit code on the table tablet or your smartphone when ordering. Dine-in only, no stacking on a single item, and morning coupons stay valid from opening until 10:30 AM. 🍽️ Gusto New Year Coupon Codes 📅 Jan 5 (Mon) – Jan 21 (Wed), 2026 📋 What’s Included New Year Coupons (Otoshidama): Limited-time discounts up to ¥200 off Regular Coupons: Everyday savings on popular menu items Morning Special: Breakfast deals available until 10:30 AM Kids Menu: Exclusive discounts for elementary school children and younger 🧧 Coupon Code List 🎍 New Year Coupons (Limited Time, High Discount) 🎫 Regular Coupons 📱 How to Use Coupons Visit a Gusto restaurant and take a seat Order using the tablet at your table or your smartphone Enter the 4-digit coupon code when ordering Pay

Money-Saving Tips, Lifestyle

povo 2.0 for Foreigners in Japan: ¥0 SIM Sign-Up Guide

Always on 2026-09-29

povo 2.0 keeps a Japanese number at a ¥0 base fee, as long as you buy a paid topping — from ¥250 — inside every 180-day window, or the line is suspended. Residents can take the voice plan with a residence card and eKYC; tourists without one are limited to the data-only eSIM. Signing up through a point site adds up to ¥5,600 in cashback. 📱 This article is for you if: You want to keep a Japanese phone number at minimal cost You need a secondary line or backup SIM Your data usage varies month to month You want au network quality without high costs 🔥 Sign up for povo via point sites – new users can get up to ¥5,600 value! That’s enough to maintain your line for over 20 years! (Annual cost only ¥500) Quick answer for foreigners Yes — foreigners can get povo 2.0.

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Point Sites, Lifestyle, Money-Saving Tips, Point Deals, Point Reviews, Points & Miles

TikTok Lite Referral Guide | ¥1,400 for New Users, PayPay & Welkatsu

Always on 2026-09-29

New users who sign up for TikTok Lite through an invite link get ¥1,400 in points (as shown on the invite page on September 29, 2026; the amount changes over time, so check the invite page and the app before signing up). You must be 18 or older, new to TikTok Lite, create your account within 24 hours of opening the invite page, and enter the referral code on the event page. Points convert to PayPay, Amazon gift cards or V Points, and under the rule that took effect on October 29, 2025 they expire once you go 30 days without checking in (the old 120-day rule no longer applies). Route them through V Points to WAON POINT, and Welkatsu’s 1.5x rate turns ¥1,400 into ¥2,100 of shopping. Key takeaway: Sign up via a TikTok Lite invite link and instantly get points as a welcome reward — around