【Mitsubishi UFJ Card】Complete Guide|7% at Partner Stores・Up to 20% Back・Raku-Pay Trick・MUFG Ecosystem【Latest】
Key Takeaways: The Mitsubishi UFJ Card is free forever and pays 7% at 37 partner store brands, including supermarkets like OK Store and Tokyu Store. Stacking the Point Up Program pushes that to 10–14% realistically, and registering Raku-Pay adds 2% at no cost. Special Points cap at ¥50,000 of partner store spending per month. Mitsubishi UFJ Card Complete GuideFree Forever × Up to 20% Back at Partner Stores Specs, cashback tips, Raku-Pay trick, SMBC comparison & MUFG ecosystem — all in one place 📌 Updated: March 2026 The Mitsubishi UFJ Card (三菱UFJカード) is a bank-issued credit card from Mitsubishi UFJ NICOS, part of Japan’s largest financial group MUFG. After massive upgrades in 2024–2025, it now stands alongside the SMBC Card (NL) as one of Japan’s two premier free-forever, high-cashback bank cards. This guide covers everything: basic specs, the points system, partner stores, how to use points wisely, the Raku-Pay zero-cost […]













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