Points & Miles

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Money-Saving Tips, Card Campaigns, Card Reviews, Credit Cards, Point Deals, Points & Miles

Rakuten Card Revolving Payment Campaign Guide | Earn 2000-4000 Points Almost Free

Key Takeaways:Rakuten Card runs a biweekly ‘Ato-Ribo’ campaign where you can score 2,000–4,000 points just by temporarily converting purchases to revolving payments. The trick: repay immediately after enrolling so you pay virtually zero interest, turning a ‘scary’ ribo into a nearly free point harvest. Spend ¥70,000 (Rakuten Cash charges work great), repay fast, and pocket ~4,000 points with almost no cost. 💳 Rakuten Card “Ato-Ribo” Campaign Guide Earn 2,000-4,000 Rakuten Points with Almost Zero Interest! Rakuten Card runs a monthly “Ato-Ribo” (後からリボ払い) campaign where you can earn 2,000-4,000 Rakuten points simply by converting purchases to revolving payments. With the method explained in this guide, you can earn these points while paying almost zero interest! 📅 Current Campaign (January 2026) Campaign Period: January 9 (Fri) – January 22 (Thu), 2026 Requirement Reward Effective Rate Ato-Ribo ¥40,000+ 2,000 points 5.0% Ato-Ribo ¥70,000+ 4,000 points 5.71% ⚠️ You must set “Ribo Payment Course” […]

Rakuten Card Revolving Payment Campaign Guide | Earn 2000-4000 Points Almost Free Read More

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Money-Saving Tips, Cashback Routes, Credit Cards, Investment, Lifestyle, Point Reviews, Points & Miles

【Newest Guide】Credit Card Investment Trust Arbitrage in Japan|Earn 7,000+ JPY Monthly

【Latest Guide】Credit Card Investment Trust Arbitrage in Japan | Earn 7,000+ JPY Monthly 【Latest Guide】Credit Card Investment Trust Arbitrage in Japan 💡 Key Takeaways 8 different methods available for investment trust arbitrage Using all methods: 7,000+ JPY/month → 84,000+ JPY/year! Even without credit cards, Rakuten Securities × Rakuten Cash alone is worth doing! 📢 Who Is This For? “I want cashback from investment purchases, but don’t have much to invest long-term…” “What if the fund drops? The cashback won’t cover the losses!” “I want to know the latest methods for investment trust arbitrage!” If these concerns resonate with you, this guide is for you! What Is “Credit Card Investment Trust Arbitrage”? Many Japanese brokerages and credit card companies offer point rewards when you purchase investment trusts using “Credit Card Auto-Investment” (クレカ積立). 🤔 But You Might Have These Concerns: “I want the points, but don’t have money for long-term investing…” “If

【Newest Guide】Credit Card Investment Trust Arbitrage in Japan|Earn 7,000+ JPY Monthly Read More

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Travel for Less, Cash Out, Lifestyle, Money-Saving Tips, Point Deals, Point Reviews, Point Sites, Points & Miles

Dokokani Byuuun (どこかにビューーン) | Round-Trip Shinkansen for 4000 Points, Save Up to 89%!

Key Takeaways:Dokokani Byuuun is JR East’s wildcard Shinkansen deal — pay just 6,000 JRE Points for a random round-trip destination within the network, saving up to 89% off regular fares. With a JRE BANK discount, that drops to just 4,000 points for routes that normally run ¥35,000. If you’re flexible on where you go, this is arguably the best travel deal in Japan. 🚄 What is “Dokokani Byuuun”? An incredible value Shinkansen round-trip service by JR East! For just 6,000 JRE Points (only 4,000 points with JRE BANK benefits), you get a random round-trip ticket within JR East’s Shinkansen network. The destination is randomly selected from 4 candidates by the system – a thrilling “gacha-style” travel experience! 💰 How Much Can You Save? For Tokyo→Shin-Aomori: Regular round-trip costs ~¥35,000. With Dokokani Byuuun, just 6,000 points (~¥6,000) – saving about 83%! With JRE BANK‘s 2,000-point discount coupon, only 4,000 points –

Dokokani Byuuun (どこかにビューーン) | Round-Trip Shinkansen for 4000 Points, Save Up to 89%! Read More

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Point Deals

Minato-ku Pay Midwinter Points Festival | Up to 25% Cashback【Jan-Feb 2026】

Key Takeaways:Minato-ku’s digital payment app ‘みなトクPAY’ is running a cashback festival in January and February 2026 — you can score up to 25% back at small/medium stores and 20% at large ones. Over two months, that’s potentially 30,000 points in your pocket. If you live or work in Minato-ku, it’s basically free money for spending you’d do anyway. 🎁 Campaign Details Minato-ku’s local digital currency “みなトクPAY” (Minato-ku Pay) is launching the “Midwinter Points Festival”! Pay with “Money” at participating stores and get up to 25% points back. 🏪 Cashback Rates: Small/Medium stores (incl. supporting members): 25% back Large stores (incl. supporting members): 20% back 💰 Monthly Limits: Small/Medium stores: 10,000 points/month Large stores: 5,000 points/month This campaign runs for 2 consecutive months! You can earn up to 30,000 points total (20,000 from small stores + 10,000 from large stores). If you live or work in Minato-ku, Tokyo, don’t miss this

Minato-ku Pay Midwinter Points Festival | Up to 25% Cashback【Jan-Feb 2026】 Read More

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Point Deals

【Until 2/28】JAL Pay Winter Points Campaign – Up to 3,000P for New & Existing Users!

Key Takeaways:JAL Pay is running a winter points campaign through February 28, 2026, offering up to 3,000 points for both new and existing users. New users can score 20% cashback by spending ¥15,000+, while existing members stack bonuses through consecutive monthly spending and mile charges. Just make sure to say ‘QUICPay de’ at checkout — tapping without saying it defaults to Mastercard and won’t count. 🎁 Campaign Details JAL Pay is running a winter-exclusive points campaign! Earn up to 3,000 JAL Pay Points by using eligible payment methods. New users can enjoy up to 20% cashback, while existing members have access to consecutive-use bonuses and mile charge rewards. 📅 Campaign Period January 1, 2026 (Thu) – February 28, 2026 (Sat) 🆕 New JAL Pay Users (Up to 3,000P) Set up JAL Pay for the first time during the campaign, register it with Apple Pay or Google Pay, and make eligible

【Until 2/28】JAL Pay Winter Points Campaign – Up to 3,000P for New & Existing Users! Read More

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Point Deals

Apple New Year Sale Japan 2026: Complete Guide | Up to ¥38,000 Gift Card + Limited AirTag

Key Takeaways:Apple Japan’s 2026 New Year Sale runs January 2–5, offering up to ¥38,000 in gift cards on eligible products like MacBook Pro and iPad. Stack that with 4.5% Rakuten Rebates cashback and a limited Daruma AirTag (first 65,000 iPhone buyers) and this is hands-down the best time of year to buy Apple products in Japan. No lucky bag this year — just smart stacking. 🍎 2026 Apple New Year Sale Complete Guide Up to ¥38,000 Gift Card + Limited Daruma AirTag + Stacking Strategies 📅 January 2-5, 2026 🎁 Max Reward ¥38,000 📱 Limited AirTag First 65,000 📆 Duration 4 Days 💰 Rebates Bonus Up to 4.5% 📑 Table of Contents Campaign Overview Eligible Products & Rewards Limited Daruma AirTag Strategy Get 4.5% via Rakuten Rebates Convenience Store 10% Cashback Complete Purchase Timeline Savings Calculation Examples FAQ & Important Notes 1Campaign Overview Apple Japan’s annual “Hatsuuri” (New Year Sale)

Apple New Year Sale Japan 2026: Complete Guide | Up to ¥38,000 Gift Card + Limited AirTag Read More

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Point Deals

【Until Jan 6】ANA Pay × Apple Pay 100% Cashback! Get ¥1,000 Free in Japan

Key Takeaways:ANA Pay is running a 100% cashback campaign through January 6, 2026 — spend ¥1,000 via Apple Pay and get it all back. Existing users qualify too, as long as you haven’t used ANA Pay’s Apple Pay touch payment in the past two months. It’s essentially free money if you act before the deadline. ANA Pay Year-End Campaign | Get 100% Cashback with Apple Pay Touch Payment 🔥 Year-End Special ANA Pay × Apple Pay 100% Back Get up to ¥1,000 cashback! Existing users eligible too 🎁 Campaign Details Period December 22, 2025 0:00– January 6, 2026 23:59 (JST) Reward 100% Cashback! Max Reward ¥1,000 Reward Type ANA Pay Balance 👤 Who’s Eligible? You qualify if you meet either condition: New Users: Register for ANA Pay during the campaign period Existing Users: Have not used ANA Pay’s Apple Pay touch payment between October 22 – December 21, 2025 💡

【Until Jan 6】ANA Pay × Apple Pay 100% Cashback! Get ¥1,000 Free in Japan Read More

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Point Deals

【Until Jan 4】Japan Convenience Store Apple Account 10% Cashback Campaign

Key Takeaways:All four major Japanese convenience stores (7-Eleven, FamilyMart, Lawson, MiniStop) are offering 10% cashback when you top up your Apple Account at the register through January 4. You need an iPhone (iOS 17+), a Japanese LINE account, and your receipt to claim it. Max cashback is ¥10,000 per store — stack all four for serious savings. 🍎 🏪 7-Eleven・FamilyMart・Lawson・MiniStop — All 4 Stores Participating! Apple Account Top-Up 10% Cashback Top up ¥5,000+ to participate|Get up to ¥10,000 back【Until Jan 4】 🌏 This article is for iPhone users in Japan who want to save money on Apple Account top-ups Anyone planning to shop during Apple’s New Year sale (starts Jan 2) Expats looking to maximize cashback through convenience store deals 💡 You’ll need an iPhone (iOS 17+) and a Japanese LINE account to participate 🎁 Campaign Details Top up your Apple Account at any of Japan’s 4 major convenience store

【Until Jan 4】Japan Convenience Store Apple Account 10% Cashback Campaign Read More

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Point Deals

Air Wallet 50% Cashback: Get Up to ¥3,500 in Japan

Key Takeaways:Air Wallet is running three simultaneous campaigns until early 2026, letting new users stack up to ¥3,500 in rewards — ¥500 for signing up with a referral code, ¥2,000 for charging ¥15,000+, and 50% cashback on purchases. The money never expires and can be withdrawn to your bank for free, so it’s basically free cash for daily shopping at convenience stores and drugstores. If you’re living in Japan and haven’t signed up yet, this is a pretty easy win. Air Wallet Triple Campaign: Get Up to ¥3,500 in Japan (2025-2026) 📌 Who Should Read This Foreigners in Japan: Triple campaign rewards up to ¥3,500 Daily Shoppers: Earn cashback at convenience stores & drugstores Smart Savers: Save about 24% on shopping Looking for Free Transfers: Zero-fee money transfers & withdrawals 🎁 Campaign Overview: Triple Campaigns, Up to ¥3,500 ⚡ Important: 3 Campaigns Running Simultaneously! Campaign ①: Referral Code Registration →

Air Wallet 50% Cashback: Get Up to ¥3,500 in Japan Read More

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Money-Saving Tips, Cash Out, Lifestyle, Point Deals, Point Reviews, Points & Miles

【Latest】Welkatsu Complete Guide|The Ultimate Money-Saving Method to Get 33% OFF Every 20th

Key Takeaways:Welkatsu is a monthly savings hack at Welcia drugstores where your WAON POINTs are worth 1.5x on the 20th — meaning you effectively get 33% off everything. Stack points from credit cards, rewards sites, and V Point exchanges to maximize the discount on everyday essentials like shampoo, snacks, and medicine. Casual users save ¥30,000/year; power users can hit ¥180,000. 【2026 Latest】Welkatsu Complete Guide|Get 33% OFF Every Month on the 20th 💊 Every 20th of the Month, Get 1.5x Value with Points! Welkatsu Complete Guide WAON POINT・V Point Exchange・Point Sites・Pro Tips【2026 Latest】 🏪 Every 20th 💰 33% OFF 🔄 Point Exchange 🌏 This Guide is For Expats in Japan who want to save money through Welkatsu Beginners learning about WAON POINT and V Point systems Regular drugstore shoppers who want to maximize rewards International students, work visa holders, and permanent residents interested in Japanese point activities 💡 Anyone with a

【Latest】Welkatsu Complete Guide|The Ultimate Money-Saving Method to Get 33% OFF Every 20th Read More

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