Collection of referral codes and sign-up bonuses.
Essential Tools for Life in Japan!
Japan Money-Saving Tools Guide
Curated Services × Latest Referral Bonuses × Organized by Category
📌 This Page is For
- Foreigners living in Japan who want to save money through “ポイ活” (point activities)
- Newcomers who don’t know how to get credit cards or bank accounts
- International students, workers, and permanent residents wanting to understand Japanese financial tools
- Anyone looking for reliable referral links and sign-up bonuses
💡 All you need is a residence card and bank account to start using these tools!
📌 How to Use This Page
- Check Latest Campaigns: Click the red banner below to find the newest limited-time offers, flight sales, and high cashback deals.
- Browse Categories: Scroll down to select the category you need (e.g., Point Sites, Credit Cards, Banks).
- Get Rewards: Click the buttons to visit official pages or copy referral codes to use in apps.
- Start Saving: Complete registration or open an account to receive official sign-up bonuses!
💡 Pro Tip: We strongly recommend registering for point sites (like Moppy) first, then applying for credit cards or opening securities accounts through them to get double rewards!
Video & SNS
Point Sites
→ Point Activities Beginner Guide
Credit Cards
Debit Cards
Mobile Carriers
Banks
Securities & Investment
Finance Apps
Online Shopping
Food Delivery
Others
❓ Frequently Asked Questions
Q: Can foreigners use these services in Japan?
A: Yes! As long as you have a residence card and a Japanese bank account, you can register for most services on this page including point sites, credit cards, and banks. Most services are foreigner-friendly and support online applications.
Q: What are the benefits of using these referral links?
A: By registering through referral links on this page, you can get extra sign-up bonuses! For example: Moppy 2000 points, TikTok Lite ¥3,000, Rakuten Card 6000 points. These are all official campaigns.
Q: What are point sites and how do they work?
A: Point sites (ポイントサイト) let you earn points by completing tasks like online shopping cashback, surveys, and service registrations. Points can be exchanged for cash or gift cards. Moppy and Hapitas are Japan’s largest point sites where you can easily earn thousands of yen monthly.
Q: Which credit cards are recommended for foreigners?
A: We recommend Rakuten Card as your first card – it’s free and gives 6000 points for signing up. For premium benefits, consider Marriott Bonvoy AMEX or SMBC Platinum Card. For daily use, Epos Card or SMBC Card NL are great choices.
Q: Are these services safe and legitimate?
A: All services on this page are operated by legitimate Japanese financial institutions and major corporations, including SBI Securities, MUFG Bank, and Rakuten Group. Point sites like Moppy and Hapitas are run by publicly listed companies with millions of users.
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