Collection of referral codes and sign-up bonuses.
Japan Money-Saving Tools Guide
Point activities, credit cards, banks, securities… curated services that genuinely save you money in Japan, with the latest sign-up bonuses organized by category.
Video & SNS
Point Sites
Point Activities Beginner Guide
Credit Cards
Debit Cards
Mobile Carriers
Banks
Securities & Investment
Finance Apps
Online Shopping
Food Delivery
Others
This page is for
- Foreigners living in Japan who want to save money through “ポイ活” (point activities)
- Newcomers unsure how to get a credit card or bank account
- Students, workers, and permanent residents wanting to understand Japan’s financial tools
- Anyone looking for reliable referral links and sign-up bonuses
All you need is a residence card and a Japanese bank account to get started.
How to use this page
- Check the latest campaigns
Use the banner below for the newest limited-time offers, flight sales, and high cashback deals.
- Browse categories
Scroll down to the category you need (Point Sites, Credit Cards, Banks, etc.).
- Get rewards
Tap a button to open the official page, or copy the referral code into the app.
- Start saving
Complete registration or open an account to receive official sign-up bonuses.
We strongly recommend registering for point sites (like Moppy) first, then applying for credit cards or opening securities accounts through them to earn double rewards.