Hapitas × Rakuten Securities: 25,000 Points by Nov 23

Key takeawaysIf you’ve never had a Rakuten Securities account, opening one through Hapitas pays 25,000 points (22,000 base plus a 3,000 Hapibaku bonus) once you deposit ¥50,000 or more within 30 days of opening. That’s 2.5 times what runner-up Moppy pays, and the deposit stays in your own account. For the bonus, your Hapitas history must show 「判定中」 by 23:59 on November 23, so apply by November 22.
Hapitas bonus
Hapitas × Rakuten Securities | Bonus ends Nov 23

Open Rakuten Securities through Hapitas, deposit ¥50,000, get 25,000 points

25,000pt = ¥25,000 (1pt = ¥1)
22,000 + 3,000ptBase points + Hapibaku bonus (target already reached)
Nov 23 (Mon) 23:59Must show as 「判定中」 (pending) by then
Within 30 daysof opening, deposit ¥50,000 or more
~30–120 daysto confirm. The ¥50,000 stays yours

Based on Hapitas’s Rakuten Securities offer page, its Hapibaku campaign page and Rakuten Securities’ official site (). Point amounts change; check Hapitas before you apply.

In short: if you have never had a Rakuten Securities account and can park ¥50,000 in it, Hapitas is currently the best-paying way to open one. To be safe for the Hapibaku bonus, apply by November 22.

Hapitas app page for Rakuten Securities: up to 25,000pt, made of 22,000 base points and a 3,000pt bonus, challenge target reached, confirmation about 30 to 120 days after the deposit
The Hapitas app on November 11, 2026. Red boxes added by us: ① conditions and points ② 22,000 base + 3,000 bonus ③ Hapibaku participant target shows 「達成」 (reached) ④ confirmation period. Member ID and balance blurred.

Not on Hapitas yet? Sign up with the referral link below (there is a separate sign-up bonus), then search for 「楽天証券」 inside Hapitas.

The 25,000-point offer, condition by condition

Hapitas (ハピタス) is one of Japan’s long-running point sites (ポイントサイト): you earn points for signing up to services through its links, and 1 point is worth ¥1. You can cash out with no fee, or swap points for d POINT, PayPay Money Lite and more. Its Rakuten Securities offer pays 22,000 base points. On top of that, Hapitas runs its own campaign called Hapibaku (ハピ爆): if 100 people use the offer between November 9 and 23, everyone gets 3,000 extra points. On November 11 the counter already read 「達成」 (reached).

Who
First-time Rakuten Securities customers only
What to do
① Apply for a general account (総合口座) via the 「口座開設はこちら」 button on Hapitas ② Within 30 days of the account opening date, deposit ¥50,000 or more into Rakuten Securities
Points
22,000 base + 3,000 Hapibaku bonus = 25,000pt
Bonus deadline
Your Hapitas history (通帳) must show 「判定中」 by Nov 23 (Mon) 23:59
Confirmation
About 30–120 days after the deposit is confirmed. The bonus lands the day after the base points turn 「有効」 (valid)
Opening deadline
The account must open within 3 months of applying
You won’t get points if (from the Hapitas terms)
  • You have opened, or applied for, a Rakuten Securities account before
  • You apply for anything other than a general account, including minor and NISA (incl. junior NISA) accounts
  • You applied through any button other than 「口座開設はこちら」
  • You didn’t deposit ¥50,000 within 30 days of opening
  • You applied by post, or the application was incomplete, duplicated or cancelled

After you apply, Rakuten Securities emails you an application number (申請番号). Hapitas needs it for any point inquiry, so keep that email.

Hapitas vs other point sites

Almost every point site lists Rakuten Securities, but the payouts differ a lot. Converting to yen with early-November data from our comparison site PointNavi, Hapitas pays 2.5 times what the runner-up, Moppy, does.

Base pointsHapibaku bonusHapitas¥25,000Moppy¥10,000Chobirich¥9,000Powl≈¥8,500*Point Income≈¥8,000Rakuten Rebates5,000 Rakuten pts*Powl: account opening only, no deposit

Rakuten Securities general-account offers, converted to yen (Powl and Point Income: 10pt = ¥1). Checked by may-money in early November 2026; values change.

Powl pays just for opening the account, while Hapitas and Moppy require the ¥50,000 deposit. That money goes into your own brokerage account and can be invested, so it is not a cost. You can open Rakuten Securities only once, so you get to pick one site. If you can spare ¥50,000 for a while, Hapitas is the clear choice.

Hapitas login required. Points and terms follow what the page shows when you open it.

What to do before November 23

For the 3,000pt bonus, Hapitas only checks whether your history shows 「判定中」 at 23:59 on November 23. Hapitas says the entry usually appears within a day, so apply by November 22. Opening the account and depositing can come later; the deposit deadline is 30 days from the account opening date.

Nov 9Hapibaku startsNo entry neededDay you applyApply via HapitasShows as Pending within a dayNov 23, 23:59Hapibaku endsMust show Pending by thenNext business day+Account opens, set it upCounts from the account opening dateWithin 30 daysDeposit ¥50,000+Real-time deposit or bank transfer~30–120 days later22,000pt confirmed3,000pt bonus the next day

From application to points. The “opening date” is the 「総合取引口座開設日」 shown under 「お客様基本情報」 after you log in, not the day the setup-complete email arrives.

Step by step: from Hapitas to your deposit

  1. 1Sign up for or log in to HapitasNew users can register through the referral link in this article.
  2. 2Open the Rakuten Securities offer and tap 「ポイントを貯める」You land on Rakuten Securities’ application form. Both 「クイック口座開設」 and opening with a Rakuten member ID count.
  3. 3Apply and verify your identityFastest is 「スマホ撮影で本人確認」: photograph your My Number Card and your face, and your login ID arrives as soon as the next business day.
  4. 4Log in and finish the initial setupPIN, employer details and so on, about 5 minutes. If you verified with a driver’s licence, you register your My Number here.
  5. 5Deposit ¥50,000+ within 30 daysUse one of the methods in the next section, then check Hapitas shows 「判定中」.
Rakuten Securities official four steps: apply, submit ID documents, receive the completion notice, initial setup
Rakuten Securities’ four steps to open an account. Source: Rakuten Securities, 「口座開設から手続きまで」 (captured November 11, 2026).
Rakuten Securities identity verification options; photographing a My Number Card with a smartphone opens the account as soon as the next business day
ID verification options. Red box added by us: ① smartphone photo + My Number Card opens the account as soon as the next business day, with no extra My Number step at setup. Source: Rakuten Securities official site (captured November 11, 2026).

A brokerage account in Japan always needs your My Number, foreign residents included. A My Number Card plus the smartphone photo route is the quickest.

Which deposits count (and which don’t)

This is where most people trip up. Hapitas lists four deposit methods that count and five that don’t. The simple answer: log in to Rakuten Securities and use 「リアルタイム入金」 (real-time deposit) from your online bank. It is free and instant.

Counts as a depositReal-time deposit (net banking)Rakuraku depositRegular bank transferMoney Bridge auto-sweep on a buyDoes not countOnly setting up Money BridgeOnly moving cash to Rakuten BankBuying funds with Rakuten CardDepositing Rakuten pointsBuying with Rakuten points

Based on the 「入金とみなされない場合」 list on Hapitas’s Rakuten Securities page. Money Bridge (the Rakuten Bank link) only counts when funds are pulled from Rakuten Bank automatically as you buy something.

You can use the money in NISA: Hapitas’s FAQ says that depositing ¥50,000+ into the general account and then moving it to NISA still counts. Depositing straight into NISA or setting up NISA installments does not. Until the points are confirmed, keep the ¥50,000 inside Rakuten Securities (buying a fund with it is fine).

Rakuten’s own campaigns you can add

Rakuten Securities runs its own new-account campaigns. They fall into three groups.

Do it as well: open Rakuten Bank at the same time + Money Bridge

If you don’t have Rakuten Bank yet, tick 「楽天銀行同時申込」 on the Rakuten Securities form. Rakuten Securities’ 「第48回 楽天銀行口座開設プログラム」 pays ¥1,000 in cash (into your brokerage account in late March 2027) when you apply for Rakuten Bank on that form, open both accounts, enter the campaign and register Money Bridge. Hapitas sends you to the same Rakuten Securities form, so the option is there.

Rakuten Securities 48th Rakuten Bank account program: ¥1,000 cash for opening Rakuten Bank and meeting the conditions, and a 0.58% preferential savings rate with Money Bridge
Red boxes added by us: ① ¥1,000 cash when conditions are met ② Rakuten Bank savings rate of 0.58% a year (0.462% after tax, as of November 2, 2026) with Money Bridge. Applications until 9:59 on December 25, 2026; entry until January 31, 2027. Source: Rakuten Securities official site (captured November 11, 2026).

Money Bridge is worth setting up regardless: 0.58% on Rakuten Bank savings, automatic funding when you buy, and it is part of the Rakuten Ichiba SPU conditions. The terms note that if the same transaction qualifies for another campaign, prizes may be capped under Japan’s premiums law (景品表示法).

Pick one: Start 1000 (general account)

Rakuten’s 「スタート1000」 for the general account (enter + spend ¥15,000 on Rakuten Ichiba in the same month + open the account for 1,000 Rakuten points) requires applying 「本ページ経由」, through Rakuten’s own campaign page. That clashes with the Hapitas route, so take the 25,000 points.

Automatic: no US stock commissions

New accounts trade US stocks commission-free until the end of the month after opening (up to 2 months). No entry needed.

Is Rakuten Securities worth having anyway?

Rakuten Securities is one of Japan’s big online brokers; the banner on Hapitas cites it as No.1 in NISA accounts (based on Japan Securities Dealers Association data, as of December 2025). What you get:

  • No NISA trading fees on Japanese stocks, US stocks and investment trusts.
  • Points on card-funded investing: fund installments paid by Rakuten Card earn 0.5%–2% in Rakuten points, up to ¥100,000 a month (depends on card and fund). See our Rakuten Card guide.
  • Invest with points: Rakuten points can buy funds, Japanese stocks and US stocks. With the Rakuten point course and Money Bridge set, ¥30,000+ a month of point investing adds +1x to your Rakuten Ichiba SPU.
  • Quick start: trade as soon as the next business day with the smartphone + My Number Card route.

Already using NISA at SBI Securities? You can still do this. The offer is for the general account, so your NISA can stay where it is. To compare the two, see our SBI Securities guide.

Why so many points? Is Hapitas legit?

A brokerage account tends to be used for years, so brokers pay large ad fees for each new customer. Point sites hand part of that back to you as points, which is why brokerage accounts are always among the top offers. This time Hapitas adds 3,000 points of its own on top.

Hapitas has been running for many years, offers fee-free cash-outs and its own 「お買い物あんしん保証」 shopping guarantee. More in our Hapitas referral guide. When points don’t arrive, it is almost always a missed condition: an old account, the wrong button, the wrong deposit method or missing the 30 days. Follow the steps above and you are fine.

Who this suits

Good fit
  • You have never had a Rakuten Securities account
  • You can leave ¥50,000 in a brokerage account for a while
  • You want to start NISA, installments or point investing
  • You already use Rakuten Ichiba, Rakuten Card or Rakuten Bank
Not a fit
  • You had a Rakuten Securities account before, even a closed one
  • Minors (children’s accounts are a separate offer)
  • You can’t set aside ¥50,000: Powl’s opening-only offer suits you better

FAQ

Q. How much is 25,000 points worth?
Hapitas points are 1pt = ¥1, so ¥25,000. Cashing out via 「現金(無料で交換)」 costs no fee.
Q. Is the Hapibaku bonus guaranteed?
The 100-person target has already been reached. If your history shows 「判定中」 by 23:59 on November 23 and you meet the Rakuten Securities conditions, 3,000 points arrive the day after the base points turn valid.
Q. Do I need to open the account and deposit by November 23?
No. By then you only need to have applied and show 「判定中」. The deposit deadline is 30 days from the account opening date.
Q. Can I withdraw the ¥50,000 afterwards?
It is your money. We suggest keeping it in Rakuten Securities until the points are confirmed; buying a fund or moving it to NISA is fine.
Q. Do Rakuten points count as a deposit?
No. Depositing Rakuten points, buying with points, or buying funds by Rakuten Card do not count. Use real-time deposit or a bank transfer.
Q. Can I open only a NISA account?
No. The offer is for the general account. Depositing ¥50,000+ there and then moving it to NISA counts.
Q. I started an application before and gave up. Can I join?
Hapitas excludes anyone with a past application. If you paused an application, restarting from scratch can create a duplicate that gets rejected, so continue from the resume email Rakuten Securities sends.
Q. When do the points arrive?
About 30–120 days after the deposit is confirmed. The 22,000 base points turn valid first, and the 3,000-point bonus follows the next day.
Q. Can foreign residents apply?
Yes. You need a My Number; the My Number Card with smartphone verification is the fastest route.
Q. Can I combine this with Rakuten Securities’ own campaigns?
Opening Rakuten Bank at the same time plus Money Bridge (¥1,000 cash) works alongside it. The general-account Start 1000 requires applying through Rakuten’s page, so it is either that or Hapitas.

Not on Hapitas yet? Sign up here:

Sources: Hapitas Rakuten Securities offer page and Hapibaku campaign page (Nov 9–23, 2026); Rakuten Securities 「口座開設から手続きまで」, 「第48回 楽天銀行口座開設プログラム」, new-account campaigns; Rakuten 「スタート1000」 (all checked November 11, 2026).

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