Card Campaigns - May's Japan Money Room

[Latest] Rakuten Card Sign-Up Guide｜Get Up to 11,000 Points via Referral + 31,000 with Rakuten Mobile

May | ⏱ 2026-03-19 🔄 2026-08-04 | Leave a Comment

Key Takeaways: Rakuten Card’s new member bonus is temporarily raised from the usual 5,000 points to 10,000, and applying through a referral link adds another 1,000. Signing up for Rakuten Mobile at the same time brings the total to 31,000 points. The card itself has no annual fee and 1% cashback on all purchases, with applications open until April 6, 2026. 📅 Until April 6, 2026 10:00 AM (JST) Rakuten Card Sign-Up GuideGet Extra Points via Referral Link! Up to 11,000 Points Annual Fee Free Forever ｜ 1% Cashback ｜ Essential Card for Living in Japan 📌 Key Takeaways This is a limited-time bonus period! New sign-up + 1 purchase = 10,000 points (normally only 5,000) Apply through a referral link for an extra 1,000 points — up to 11,000 points total Rakuten Card has zero annual fee, 1% base cashback, and up to SPU +6x at Rakuten Ichiba Sign […]

[Latest] Rakuten Card Sign-Up Guide｜Get Up to 11,000 Points via Referral + 31,000 with Rakuten Mobile Read More

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FamiPay for Foreigners in Japan: How to Register, Charge & Save

May | ⏱ 2026-01-25 🔄 2026-08-17 | Leave a Comment

Key Takeaways: Foreigners can register FamiPay with a phone number, but credit-card top-ups only work with JCB-brand cards, so most Visa and Mastercard holders charge with cash at the register. Since August 2025, JCB cards other than the Famima Card are capped at ¥20,000 per month for charging, while linking dPoint, Rakuten Point or V-Point brings the base rate to 1.5%. FamiPay is one of the most cost-effective convenience store payment methods in Japan. By strategically combining charging methods, coupons, and point systems, you can achieve over 13% cashback. This guide covers everything you need to maximize FamiPay’s value: charging techniques, POSA card purchase strategies, free coupon acquisition, and comparisons with other payment methods. Quick answer for foreigners Yes — foreigners can use FamiPay (FamilyMart’s QR payment app). Sign up in the app with a phone number. The big catch for foreigners is charging: credit-card top-ups only work with JCB-brand

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SMBC Card NL for Foreigners in Japan: Can You Get It?

May | ⏱ 2026-01-17 🔄 2026-08-04 | Leave a Comment

Key Takeaways: Foreigners in Japan can get the SMBC Card NL — nationality is not the barrier. You need a residence card with comfortably more than six months left, a matching Japanese address, a domestic bank account, and a carrier phone number (050 and VoIP numbers are rejected). The annual fee is permanently free, with up to 20% rewards at partner stores. 🎯 Earn up to ¥15,000 via Point Sites + Official Bonus 💳 SMBC Card NL Complete Guide Free Annual Fee Forever ・ Up to 20% Cashback at Convenience Stores ・ Instant Issuance in 10 Seconds 🎯 This Guide Is Perfect For Those who want a permanently free high-value credit card People who frequently shop at convenience stores, McDonald’s, Starbucks, etc. Smart consumers who want to earn extra rewards through point sites Those using or planning to use SBI Securities for investing Foreigners/students applying for their first credit card

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Marriott Bonvoy AMEX Referral｜Up to 111,000 Points (Increased Offer)

May | ⏱ 2026-01-16 🔄 2026-08-08 | Leave a Comment

Key Takeaways: Applying through a referral link and spending ¥1.5 million within six months earns up to 111,000 Marriott Bonvoy points — roughly one night at the Tokyo Ritz-Carlton, and more than the ¥82,500 annual fee. Smaller budgets still work: ¥300,000 in three months returns 19,000 points. Applying directly on the official site puts that same bonus at 45,000 instead of 56,000, for a 100,000-point total. Latest Campaign Alert Marriott Bonvoy AMEX Premium Get up to 111,000 Points Easily earn back the annual fee! Worth ~1 night at Ritz-Carlton ⏰ Campaign period: applications by October 5, 2026 Campaign Highlights Great opportunity – Up to 111,000 points, easily covers the annual fee High value – Worth ~1 night at Ritz-Carlton or ~3 nights at regular Marriott Referral only – Must apply through referral link to qualify We Can Send You a Referral Link The boosted bonus applies only to applications made

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Rakuten Card Ribo Points Trick: A Foreigner’s Safe Guide

May | ⏱ 2026-01-10 🔄 2026-08-04 | Leave a Comment

Key Takeaways: Register ato-ribo on ¥40,000 in Rakuten Card charges for 2,000 points, or ¥70,000 for 4,000, then repay in full through e-NAVI the same day so interest stays near zero. Leave the balance revolving and it accrues about 17.64% APR on a standard Rakuten Card, erasing the reward. The portal and deadlines are Japanese-only. 💳 Rakuten Card “Ato-Ribo” Campaign Guide Earn 2,000-4,000 Rakuten Points with Almost Zero Interest! Rakuten Card runs a monthly “Ato-Ribo” (後からリボ払い) campaign where you can earn 2,000-4,000 Rakuten points simply by converting purchases to revolving payments. With the method explained in this guide, you can earn these points while paying almost zero interest! 📅 Current Campaign (January 2026) Campaign Period: January 9 (Fri) – January 22 (Thu), 2026 Requirement Reward Effective Rate Ato-Ribo ¥40,000+ 2,000 points 5.0% Ato-Ribo ¥70,000+ 4,000 points 5.71% ⚠️ You must set “Ribo Payment Course” to ¥10,000 or less Quick answer

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