paypay welcia
Money-Saving Tips

Welkatsu Stacking Guide: Combining PayPay Campaigns with the 1.5x Rate

WELKATSU × CAMPAIGN STACKING Welkatsu Stacking Guide: Combining PayPay Campaigns with the 1.5x Rate Brand rebate campaigns require you to pay with PayPay. The Welkatsu 1.5x rate requires you to pay with WAON POINT. The two conditions collide head-on, so what split actually maximises your return? This guide works it back from PayPay’s own award rules. 66.5%PayPay award cap 45.1%min PayPay share at 30% back 48% approxeffective discount when it lines up Updated 4 August 2026 Reflects PayPay’s point award rule change of 2 June 2026 Key points Brand rebates require paying with PayPay; the Welkatsu 1.5x rate requires paying with WAON POINT. So you split the bill. The old trick of paying just ¥1 with PayPay no longer works. PayPay caps its award rate at 66.5% of the transaction. The formula is minimum PayPay share = campaign rate ÷ 66.5%. At 30% back that is 45.1%; at 20% back, […]

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rakuten kansyasai
Rakuten

Rakuten Year-End Sale 2025: Up to 11x Points & 50% Off Coupons

This event has ended. Prices and point multipliers in this article are as of the event and are not current. The article is kept as a record. For preparing for the next one, see the evergreen Rakuten Marathon guide. Key Takeaways: Rakuten’s final sale of 2025 runs from 8PM on December 19 through 1:59AM on December 26, with Shop Marathon stacking up to 11x points once you spend ¥1,000 or more at each shop. The 7,000-point cap is reached at around ¥78,000, and coupons of up to 50% off go live in the first two hours. Points arrive around January 15, 2026 and expire on February 28. 🎉 Rakuten Grand Appreciation Festival – Starting Tonight at 8PM! 🎄 Last Big Sale of 2025 Rakuten Grand Appreciation Festival Starting Tonight at 8PM! Year-End Shopping Extravaganza 🛒 📅 EVENT PERIOD Dec 19 (Thu) 20:00 ~ Dec 26 (Thu) 01:59 *Entry required! Purchases

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furusato nouze
Money-Saving Tips, Lifestyle

Furusato Nozei for Foreigners in Japan: Can You Do It?

Key Takeaways: Foreign residents in Japan can use furusato nozei on the same terms as Japanese citizens — nationality is irrelevant, but you must be registered somewhere in Japan on January 1, and most people see no benefit until their second year. Your donation minus ¥2,000 comes off income and resident tax, with gifts capped at 30% of the donation. Point rewards ended in October 2025. Get premium Japanese products for just ¥2,000 Furusato Nozei for Foreigners in Japan: Can You Do It? Quick answer for foreigners Yes — if you live in Japan and pay resident tax (住民税), you can do furusato nozei and get regional gifts (wagyu, rice, appliances) for a flat ¥2,000 fee, just like Japanese residents. Nationality does not matter. But three things catch foreigners: (1) you usually only benefit from your second year, (2) you must be registered in Japan on January 1, and (3)

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rakuten ichiba 1 1
Campaign Guide, EC Deals, Guides, Lifestyle, Money-Saving Tips, Point Reviews, Point Sites, Points & Miles, Rakuten

Rakuten Shopping Marathon for Foreigners: How to Stack Points

Key Takeaways: Any Rakuten member with a Japanese address can join. Spend ¥1,000 or more per shop, item price only, at up to 10 different shops and your multiplier reaches 10× — but you must enter from the campaign page first, and the bonus caps at 7,000 points. A Rakuten Card adds SPU +2× and Lucky Day +2× on dates ending in 5 or 0. 🛒 Level up your shopping like a game — and earn 10%+ cashback with ease! Rakuten Shopping Marathon — Complete Guide Store Hopping · SPU · Lucky Days · Rakuma Bonus — Everything Explained【Latest】 📅 Monthly event ⭐ For Foreigners 💰 Up to 47x+ points 🆕 Rakuma bonus included 🌏 This guide is for you if… You’re living in Japan and want to get more out of Rakuten Shopping Marathon You’re new to Rakuten and want to understand store hopping and SPU You already shop

,

Rakuten Shopping Marathon for Foreigners: How to Stack Points Read More

rakuten marathon 1
Campaign Guide, EC Deals, Guides, Lifestyle, Money-Saving Tips, Rakuten

🧮 Rakuten Shopping Marathon – Points Earning Simulator

Key Takeaways: Spend ¥1,000 or more at each of up to 10 shops and the Shopping Marathon buy-around bonus applies, capped at 7,000 points, or 10,000 in some campaigns. Rakuten Card points split into an uncapped base portion and a bonus portion capped at 1,000 points for Regular and Gold, 5,000 for Premium and Black. All points are calculated on the tax-excluded price. 🛒 Rakuten Shopping Marathon Points Calculator with Limit Calculations ⚙️ Limit Settings 🏪 Shop Buy-Around Cap: 5,000 pt 7,000 pt 10,000 pt Note: Some campaigns have a 10,000pt cap 🛍️ Rakuma Link Cap: 1,000 pt 1,500 pt Note: May vary by campaign 🔄 Reset All 🏪 Purchase Amount per Shop (Tax Incl., Shipping Excl.) ¥1,000+ per shop qualifies for Shop Buy-Around bonus! Max 10 shopsNote: enter the item total (tax included, shipping excluded, after coupons) Buy-Around: 0 shops → +0x ⚠️ Shop Buy-Around Cap: 7,000 points Current:

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yutai guide 1
Shareholder Perks, Investment, Japan Survival Guide, Lifestyle, Money-Saving Tips

Japanese Shareholder Perks (Yutai) for Foreigners

Key Takeaways: Eligibility for yutai depends on residency, not nationality: with a residence card, a My Number and a Japanese brokerage account, you hold the actual shares — usually 100 — on the company’s record date and receive the perk by mail two to three months later. Salaried holders generally skip filing while miscellaneous income stays under ¥200,000 a year. Becoming a non-resident ends the perks. Get Rewards Just by Owning Stocks! Japanese Shareholder Benefits Complete Guide Cross Trading, Long-term Benefits & Fractional Shares Explained | Complete Guide 🌏 This Article is For Expats in Japan who want to earn rewards just by holding stocks Beginners interested in Japanese shareholder benefits (株主優待) Anyone looking to get free products, gift cards, and discounts while living in Japan 💡 All you need is a residence card and a Japanese bank account to get started! “What are Japanese shareholder benefits?” “How do I

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point site 1 1
Points & Miles, Cash Out, Lifestyle, Money-Saving Tips, Point Deals, Point Reviews, Point Sites

Point Sites for Foreigners in Japan: How to Earn & Cash Out

Key Takeaways: Foreigners in Japan can earn on point sites like Moppy and Hapitas — roughly 1% back when routing Rakuten purchases through them, or 3,000–8,000 points for a no-annual-fee credit card application. Cashing out to a bank requires a Japanese account and a residence card with an exactly matching name; without one, take gift-card payouts instead. The sites are Japanese-only. Earn Smart in Your Spare Time! Point Activities (ポイ活) Beginner’s Guide Use point sites to save tens of thousands of yen per year!【Latest】 This Article is For Expats in Japan who want to save money through point activities Beginners who’ve heard of ポイ活 but don’t know where to start Anyone looking to earn extra rewards from everyday shopping in Japan All you need is an email address to get started — completely free! “I’ve heard of point activities, but where do I start?” “Can I really earn points?” This

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rakuten mobile
Money-Saving Tips, Lifestyle, Point Deals, Points & Miles

Rakuten Mobile Employee Referral Campaign [August 2026]: 14,000 Points, Explained by a Rakuten Employee

Key Takeaways: Rakuten Mobile’s employee referral (code 2162) pays 14,000 points for an MNP switch and 11,000 for a new line, split into three payouts starting four months after your referral login. Second lines and returning customers qualify, unlike the standard referral program. Miss the 10-second Rakuten Link call and you get nothing. Updated August 6, 2026 · Campaign code 2162 Written and maintained by a current Rakuten Group employee. Every condition below was checked line by line against the official campaign rules (as of August 3, 2026), with screenshots of the official page included. The referral link is the author’s own. TL;DR: Sign up for Rakuten Mobile through the referral link on this page and get 14,000 points if you switch carriers (MNP), or 11,000 points for a new line (employee referral campaign, code 2162). Unlike the regular referral program, second lines and returning customers qualify too. Only 4

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ipo 1
IPO, Investment, Japan Survival Guide, Lifestyle, Money-Saving Tips

Japanese IPO Investing for Foreigners: How the Lottery Works

Key Takeaways: Foreign residents can apply for Japanese IPOs with just a residence card and a My Number — there is no nationality rule and no permanent residency requirement. From 2004 to 2025, about 81% of IPOs opened above their offering price, but allocation odds run near 1%, so opening accounts at several brokers and applying to every issue is the practical approach. 📈 Low Risk, High Return Investment Strategy Complete Guide to Japanese IPO Investing 81% Win Rate (2004-2025) | 7 Ways to Boost Your Odds【Latest】 🌏 This Article is For Expats in Japan looking to grow wealth through IPO investing Investment beginners wanting to improve their IPO winning odds Anyone comparing Japanese securities companies’ IPO lottery systems 💡 With a residence card and My Number, anyone can open a securities account and start! 🔥 Check Latest IPO Schedule Now! Updated Daily 📊 👉 Complete Guide to Japanese IPO

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money title nisa
NISA, Investment, Japan Survival Guide, Lifestyle, Money-Saving Tips

NISA for Foreigners in Japan: Can You Use It?

Key Takeaways: Foreigners qualify for NISA by residency, not nationality: a residence card, a My Number, and age 18 or over are enough to invest up to ¥3.6 million a year free of the usual 20.315% tax on gains. The account is tied to your Japan residency, so a permanent departure forces you to close it. Tax-Free Investing in Japan – Your Ultimate Wealth Building Tool NISA for Foreigners in Japan: Can You Use It? Quick answer for foreigners Yes — foreigners can use NISA. Eligibility is by residency, not nationality. If you are a Japan tax resident with a residence card and My Number, aged 18+, you can open a NISA and invest tax-free, just like Japanese residents. The top brokers for foreigners are Rakuten Securities and SBI Securities (online opening, English support). The big catch: NISA is tied to your Japan residency — if you leave Japan you

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