Key Takeaways:New NISA (launched January 2024) lets you invest up to ¥3.6M per year completely tax-free — that’s a 20% tax saving on every yen of profit. With a ¥18M lifetime limit, unlimited tax-free period, and no expiry date, it’s the most powerful wealth-building tool available in Japan. If you live here with a residence card and a Japanese bank account, there’s basically no reason not to use it. Tax-Free Investing in Japan – Your Ultimate Wealth Building Tool NISA for Foreigners in Japan: Can You Use It? Quick answer for foreigners Yes — foreigners can use NISA. Eligibility is by residency, not nationality. If you are a Japan tax resident with a residence card and My Number, aged 18+, you can open a NISA and invest tax-free, just like Japanese residents. The top brokers for foreigners are Rakuten Securities and SBI Securities (online opening, English support). The big catch: […]