Key Takeaways：Until January 31, 2026, SMBC Card and Olive users can earn 7% Vpoints cashback on train rides by tapping their smartphone at participating station gates. You need Apple Pay, Google Pay, or Samsung Pay — physical cards don’t qualify. Cap is 1,000 points, with rewards hitting your account around late April 2026.
🎁 Campaign Details
Use your SMBC Card or Olive set up on your smartphone for Visa contactless payments at participating railways across Japan and earn 7% Vpoints back, up to 1,000 points!
📅 Period
December 15, 2025 – January 31, 2026
✅ How to Participate
- Add your eligible SMBC Card/Olive to Apple Pay, Google Pay, or Samsung Pay
- Tap your phone at participating train station gates to ride
- Automatically earn 7% back in Vpoints (awarded around late April 2026)
⚠️ Notes
- Smartphone payments only (physical card taps don’t count)
- Buses and airport shuttles are excluded
- Mastercard and debit cards are not eligible