Eraberu Gift × au PAY Loop Guide|WAON Infinite Loop & Rakuten Pay 5.1% Cashback Route

Key Takeaways: Eraberu Gift POSA cards launched April 7, 2026 at FamilyMart and MiniStop, exchangeable to au PAY at par value. Buying with registered WAON at MiniStop earns 1% back, and chaining through au PAY Prepaid feeds a repeatable loop or a roughly 5.1% Rakuten Pay route. Par value exchange ends April 13.

📌 Key takeaways

  • New “Eraberu Gift” POSA cards launched April 7, 2026 at FamilyMart and MiniStop across Japan
  • Exchanging to au PAY at par value enables the WAON infinite loop and Rakuten Pay up to 5.1% cashback
  • Exchange rate will be nerfed from April 13 — this is the last window for par value exchange
  • Requires iPhone (Apple Pay WAON) + MiniStop

⏰ Breaking: On launch day (Apr 7), au PAY exchange was temporarily shut down due to overwhelming demand. Reopened on Apr 8. Exchange rate will change from Apr 13 (Mon) — act fast!

What is “Eraberu Gift”?

“Eraberu Gift” (えらべるギフト, “choosable gift”) is a multi-choice gift card (POSA card) by Incomm Japan. Launched April 7, 2026 at FamilyMart and MiniStop nationwide. Scan the QR code on the back to exchange for Amazon, au PAY, Visa e-Gift, and more.

Launch dateApril 7, 2026 (Tuesday)
Available atFamilyMart & MiniStop nationwide (some stores excluded)
Denominations¥3,000 / ¥5,000 / ¥10,000 / ¥30,000 (tax-free)
Minimum exchangeFrom 50 points
Validity180 days from purchase

⚠️ Watch out for bad exchange rates

❌ Rakuten Points: 30% loss (¥1,000 → only 700 points)
❌ QUO Card Pay: 2% loss
❌ au PAY: 3% loss from April 13, 2026 (1,000 pts → ¥970 worth; par value exchange ended April 12)
Amazon, Visa e-Gift: par value exchange (check the official site for the latest rates)

WAON × au PAY infinite loop

The biggest draw of Eraberu Gift: buy it with WAON at MiniStop for 1% cashback, then exchange to au PAY at par value. Charge the balance back to WAON via au PAY Prepaid Card, and you’ve got an infinite loop earning 1% on every cycle.

Eraberu Gift FamilyMart / MiniStop ¥3,000 / ¥5,000 / ¥10,000 / ¥30,000 amazon · au PAY · VISA · TikTok · hulu … valid 180 days au PAY Money Lite (no withdrawals / no Amazon) WAON Apple Pay (iPhone) registered WAON required Limit: ¥10,000/time Monthly: ¥300,000 via au PAY Prepaid Card +1% WAON points Before 4/13! Free ¥100 per ¥10,000 loop 1.5x value with Welkatsu

⚠️ au PAY Money Lite restrictions

❌ Cannot withdraw to bank | ❌ Cannot use on Amazon
✅ Can pay at au PAY merchants | ✅ Can charge to WAON via Prepaid Card

Rakuten Pay up to 5.1% cashback route

Eraberu Gift has revived the high-cashback Rakuten Pay route. By chaining multiple payment services, you can achieve approximately 4.6% total cashback when paying with Rakuten Pay.

🔥 Rakuten Pay 5.1% cashback route iPhone required
MasterCard1~2% JAL Pay0.1% WAON1% Eraberu Gift au PAY ANA Pay0.5% Rakuten Edy Rakuten Pay1.5%
Total up to ~4.6% cashback!

Note: ANA Pay awards 1 mile per ¥200 of spending (0.5%); miles for charging are earned only when you charge from an ANA Card. Rakuten Pay code payment with Rakuten Cash is 1.0% — the often-quoted 1.5% includes the extra 0.5% from charging Rakuten Cash with a Rakuten Card, which does not apply to Rakuten Cash routed via Rakuten Edy.

💡 Route breakdown

First half: High-cashback credit card → JAL Pay → WAON. The classic WAON charge route.

Middle (new!): Buy Eraberu Gift at MiniStop with WAON (+1% cashback) → exchange to au PAY at par.

Second half: au PAY → ANA Pay (0.5% miles: 1 mile per ¥200 spent — charging itself only earns miles when funded by an ANA card) → Rakuten Edy → Rakuten Cash → Rakuten Pay (1.0% Rakuten points for code payment with Rakuten Cash; the commonly quoted 1.5% includes the 0.5% earned when charging from a Rakuten Card, which does not apply to Rakuten Cash funded via Edy).

* Rakuten Edy → Rakuten Cash requires an Android device or physical Rakuten Edy card.

What you need before starting

iPhoneRequired. Apple Pay WAON for MiniStop purchases + au PAY Prepaid → WAON charging
WAON registrationRequired. Must register in the WAON app to receive 1% cashback
au PAY accountRequired. Open an au Jibun Bank account to get an au ID
au PAY PrepaidNeeded to charge au PAY balance back to WAON
Nearby MiniStopEraberu Gift + WAON 1% cashback combo is MiniStop-exclusive

Important notes

⚠️ Read before you start

Rate change from Apr 13: au PAY exchange rate will change. Par value exchange is only available now
Limited store inventory: Cards may be sold out or not yet stocked. Check in advance
Money Lite restrictions: Cannot use on Amazon or withdraw to bank
Rakuten Points exchange = 30% loss: Never choose this option
Best exchange options: Amazon / Visa e-Gift (still exchanged at par). au PAY was at par only through April 12, 2026 — since April 13, 2026 it converts with a 3% loss (1,000P → ¥970 worth). Check the official site for the latest rates

Summary

Eraberu Gift has created a new route for point stacking in Japan. The au PAY exchange was shut down on day one due to the infinite loop exploit, but has since been restored. April 13 marks the end of par value exchange — after that, the rate is expected to worsen. If you want the WAON loop or the 5.1% Rakuten Pay route, set it up before the April 13 rate change.

FAQ

Q: Where can I buy Eraberu Gift cards?

A: FamilyMart and MiniStop nationwide in Japan. Four denominations from ¥3,000 to ¥30,000. Valid 180 days.

Q: Are there limits on exchanging to au PAY?

A: ¥10,000 per charge, ¥300,000 per month. Balance is Money Lite — no bank withdrawal, no Amazon.

Q: How does the WAON infinite loop work?

A: Buy Eraberu Gift at MiniStop with registered WAON (+1%) → exchange to au PAY → charge back to WAON via Prepaid Card → repeat.

Q: What changes after April 13?

A: The official announcement confirms that the au PAY exchange rate will change. Par value exchange is expected to end.

Q: What do I need for the 5.1% route?

A: iPhone + registered WAON + au PAY + MiniStop. The Rakuten Edy → Rakuten Cash step also needs Android or a physical Edy card.

Sources & official information
Fees, rates and campaign periods change without notice — always confirm on the official page.
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